720 Willard St, Luzerne, PA 18709 Property Records

Luzerne County property record for 720 Willard St, Luzerne, PA 18709

Property Summary

Property Type	Duplex
Details	4,469 sqft · built 1930
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$82,000 (Jul 2016)
Tax Bill	$3,830 (2026)
Deeds & Mortgages	Jul 2018 Line of Credit Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`41-F9SE4-014-010`

Property Details

APN / Parcel Number

Primary APN	`41-F9SE4-014-010`
Alternative APNs	`41-F9SE4-014-010-000` `4104F9SE4 014010`

Interior

Stories	2 Stories
Building Area	4,469 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Duplex Single
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	120 ft deep x 84 ft wide

Location & Zoning

Old Parcel Number	41-F9SE4-014-010
Street Address	720 WILLARD ST
City	LUZERNE
State	PA
Zip	18709-1004
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	41-4-376-4 720 WILLARD ST
Legal Block	14
Legal Lot Number	10
Jurisdiction	LUZERNE PA
Township / Civil Division	LUZERNE
Census Block Group	2
Census Block	2010
Census Tract	212300

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	720 WILLARD ST, LUZERNE, PA 18709-1004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Mar 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2016 · Amount on Record
Deed Sale	Jul 11, 2016 · Amount on Record
Prior Sale	Mar 28, 1991 · Amount on Record
Deed Document Number	201635596
Deed Book / Page	3016 / 125418
Last Transfer Date	Feb 22, 2018
Transfer Doc	0000011613
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	720 WILLARD ST, LUZERNE, PA 18709-1004
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036583
Date	Jul 10, 2018
Book Page	3018/125928
Instrument	201836583

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUZERNE PA
Recording Date	Mar 5, 2018
Property Address	720 WILLARD ST, LUZERNE, PA 18709-1004
Document Number	0000011613
Book / Page	003018 / 040132
Instrument Date	Jan 22, 2018
Instrument	11613
Transaction Type	Transfer
Record Updated	Mar 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 WILLARD ST LUZERNE PA 187091004, LUZERNE, PA 18709-1004

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
Municipality	Luzerne Borough
Unified School District	Wyoming Valley West School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,830.00 Homeowner's exemption	$131,800 (-) Land $22,000 Building $109,800
2025	$3,830.00 (+3.23%)
2024		$131,800 Land $22,000 Building $109,800
2023	$3,710.00
2009			$131,800 Land $22,000 Building $109,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1988–2006)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2006 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW HUNTSVILLE private · serves 11,987 people · EPA ID PA2409013
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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