720 Whitney Ct, Prosper, TX 75078 Property Records

Collin County property record for 720 Whitney Ct, Prosper, TX 75078

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,993 sqft · built 2004
OwnerIndividual Name on Record
Tax Bill$10,863 (2024)
Deeds & MortgagesOct 2022 Line of Credit
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR-8032-00D-0280-1

Property Details

APN / Parcel Number

Primary APNR-8032-00D-0280-1
Alternative APN
  • 2508553

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,993 sqft Living Area
Gross Area3,670 sqft
2nd Floor Area1,116 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Garage TypeAttached
Garage Area677 sqft
Parking Spaces3 Parking Spaces
Pool Area448 sqft
PorchCovered Porch
Porch Area724 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2508553
Street Address720 WHITNEY CT
CityPROSPER
StateTX
Zip75078-8548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRESTON LAKES (CPR), BLK D, LOT 28
Legal SubdivisionPRESTON LAKES (CPR)
Legal BlockD
Legal Lot Number28
JurisdictionCOLLIN TX
Township / Civil DivisionCELINA
Census Block Group3
Census Block3002
Census Tract30304

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address720 WHITNEY CT, PROSPER, TX 75078-8548
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2022Deed of Trust, Mortgage · Line of Credit
FROST BANK
Jul 9, 2021Vendor's Lien, Transfer · Conventional Mortgage
GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2021
Deed SaleJul 9, 2021
Prior SaleAug 22, 2011
Deed Document Number20210709001383110
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address720 WHITNEY CT, PROSPER, TX 75078-8548
Transaction TypeMortgage
Record UpdatedJan 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 WHITNEY CT, PROSPER, TX 75078-8548

Mortgage

Document Number0000154510
DateOct 19, 2022
Instrument20221019000154510
Lender
NameFROST BANK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOLLIN TX
Recording DateJul 9, 2021
Property Address720 WHITNEY CT, PROSPER, TX 75078-8548
Document Number0001383110
Map ReferenceVOL O PG 135
Instrument DateJul 7, 2021
Instrument20210709001383110
Transaction TypeTransfer
Record UpdatedAug 4, 2021
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2084, POTTSBORO, TX 75076-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 WHITNEY CT, PROSPER, TX 75078-8548

Mortgage

Document Number0001383120
DateJul 9, 2021
Instrument20210709001383120
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityProsper Town
Unified School DistrictProsper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$620,248 (-7.18%) Land $170,000 Building $450,248$620,248 (-7.18%) Land $170,000 Building $450,248
2024$10,863.00 (-14.32%)
2023$668,235 Land $160,000 Building $508,235$668,235 Land $160,000 Building $508,235
2022$12,678.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PROSPER
serves 42,598 people · EPA ID TX0430009
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Nextlink.

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