720 White St, Port Huron, MI 48060 Property Records

St. Clair County property record for 720 White St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,378 sqft · built 1933
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$86,000 (May 2018)
Tax Bill	$1,668 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-743-0453-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-743-0453-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,378 sqft Living Area
1st Floor Area	940 sqft
Basement Area	875 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	720 WHITE ST
City	PORT HURON
State	MI
Zip	48060-5836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 4 BLK 34 WHITE PLAT
Legal Subdivision	WHITES PLAT
Legal Block	34
Legal Lot Number	4
Legal Unit	4
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	3
Census Block	3016
Census Tract	624000

Owner

720 White St is owned and occupied by an individual who bought it in May 2018.

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	720 WHITE ST, PORT HURON, MI 48060-5836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · FHA Mortgage DO NO USE, CARRINGTON MORTGAGE SERVICES
Oct 13, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 21, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 17, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 16, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FIN'L CORP
May 11, 2018	Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL INC
Oct 31, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2018 · Amount on File
Deed Sale	May 11, 2018 · Amount on File
Prior Sale	Oct 31, 2017 · Amount on File
Deed Document Number	201810934
Deed Book / Page	4944 / 148
Prior Transfer Date	Oct 12, 2017
Prior Transfer Doc	2017025716
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 1, 2026
Property Address	720 WHITE ST, PORT HURON, MI 48060-5836
Document Number	0000017736
Book / Page	5960 / 162
Instrument Date	Aug 18, 2026
Instrument	202617736
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	DO NO USE, CARRINGTON MORTGAGE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 WHITE ST, PORT HURON, MI 48060-5836

Mortgage

Document Number	0000017736,
Date	Sep 1, 2026
Book Page	5960/162
Instrument	202617736

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	302 Months
Due	Nov 1, 2051

Interest

Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	720 WHITE ST, PORT HURON, MI 48060-5836
Transaction Type	Mortgage
Record Updated	Oct 26, 2023
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 WHITE ST, PORT HURON, MI 48060-5836

Mortgage

Document Number	0005662272
Date	Oct 13, 2023
Book Page	5662/272
Instrument	2023018233

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Nov 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	720 WHITE ST, PORT HURON, MI 48060-5836
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 WHITE ST, PORT HURON, MI 48060-5836

Mortgage

Document Number	0005572485
Date	Oct 21, 2022
Book Page	5572/485
Instrument	2022024099

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	720 WHITE ST, PORT HURON, MI 48060-5836
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 WHITE ST, PORT HURON, MI 48060-5836

Mortgage

Document Number	5451247
Date	Nov 17, 2021
Book Page	5451/247
Instrument	2021032412

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	720 WHITE ST, PORT HURON, MI 48060-5836
Document Number	0050500197
Instrument Date	Apr 16, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 WHITE ST PORT HURON MI 480605836, PORT HURON, MI 48060-5836

Mortgage

Document Number	0050500197
Date	Apr 24, 2019
Book Page	005050/000197

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2049

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 11, 2018
Property Address	720 WHITE ST, PORT HURON, MI 48060-5836
Document Number	0004944148
Book / Page	4944 / 148
Map Reference	LBB PG14
Instrument Date	Apr 27, 2018
Instrument	2018010934
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$739.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 130, MARINE CITY, MI 48039-0130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 WALL ST, PORT HURON, MI 48060-5321

Mortgage

Document Number	2018010935
Date	May 11, 2018
Instrument	2018010935

Lender

Name	AMERIFIRST FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 31, 2017
Property Address	720 WHITE ST, PORT HURON, MI 48060-5836
Document Number	0048840471
Book / Page	004884 / 000471
Instrument Date	Oct 12, 2017
Transaction Type	Foreclosure
Record Updated	Dec 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 130 MARINE CITY MI 480390130, MARINE CITY, MI 48039-0130

Tax Assessment & Valuation

The 2025 property tax bill for 720 White St was $1,668 with a homeowner's exemption, up 2.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,900 (+7.1%)	$129,800
2025	$1,668.00 (+2.84%) Homeowner's exemption	$60,600
2024	$1,622.00		$121,200
2023		$51,700
2022	$1,296.00		$103,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 White St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 720 White St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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