720 White Oak Cir, Dry Fork, VA 24549 Property Records

Pittsylvania County property record for 720 White Oak Cir, Dry Fork, VA 24549

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,836 sqft · built 2015
Lot Size	2.1 acres (91,476 sqft)
Owner	Individual Name on File
Last Sale	$224,000 (Sep 2026)
Tax Bill	$1,003 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2413-15-6747`

Property Details

APN / Parcel Number

Primary APN	`2413-15-6747`
Alternative APN	`235393`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	91,476 sqft (2.1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	235393
Street Address	720 WHITE OAK CIR
City	DRY FORK
State	VA
Zip	24549-4407
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A-1
Legal Description	WHITE OAK RIDGE SUBD TR 6B
Legal Subdivision	WHITE OAK RIDGE (0849)
Legal Tract	6B
Jurisdiction	PITTSYLVANIA VA
Township / Civil Division	TUNSTALL
Census Block Group	2
Census Block	2019
Census Tract	10900

Owner

720 White Oak Cir, a mobile home, is owned and occupied by an individual who bought it in September 2026.

Source: Pittsylvania County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	720 WHITE OAK CIR, DRY FORK, VA 24549-4407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE
Oct 2, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 8, 2021	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2026 · Amount on File
Deed Sale	Sep 28, 2026 · Amount on File
Prior Sale	Apr 8, 2021 · Amount on File
Deed Document Number	20265087
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PITTSYLVANIA VA
Recording Date	Sep 28, 2026
Property Address	720 WHITE OAK CIR, DRY FORK, VA 24549-4407
Document Number	0000005087
Instrument Date	Sep 2, 2026
Instrument	20265087
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	INVESTORS TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,624.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 WHITE OAK CIR, DRY FORK, VA 24549-4407

Mortgage

Document Number	0000005088,
Date	Sep 28, 2026
Instrument	20265088

Lender

Name	ALCOVA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000005089,
Date	Sep 28, 2026
Instrument	20265089

Lender

Name	ALCOVA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	720 WHITE OAK CIR, DRY FORK, VA 24549-4407
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 WHITE OAK CIR, DRY FORK, VA 24549-4407

Mortgage

Document Number	0250004948
Date	Oct 2, 2025
Instrument	250004948

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITTSYLVANIA VA
Recording Date	Apr 8, 2021
Property Address	720 WHITE OAK CIR, DRY FORK, VA 24549-4407
Document Number	210002243
Instrument Date	Apr 8, 2021
Instrument	210002243
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ALL VIRGINIA TITLE & ESC INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 WHITE OAK CIR, DRY FORK, VA 24549-4407

Mortgage

Document Number	210002244
Date	Apr 8, 2021
Instrument	210002244

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 720 White Oak Cir was $1,003, up 0.1% from the year before.

Source: Pittsylvania County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Pittsylvania County
Unified School District	Pittsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,003.00 (+0.1%)	$161,700 (-) Land $14,800 Building $146,900	$161,700 (-) Land $14,800 Building $146,900
2025	$1,002.00	$161,700 Land $14,800 Building $146,900	$161,700 Land $14,800 Building $146,900
2022		$105,300 Land $14,800 Building $90,500	$105,300 Land $14,800 Building $90,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 720 White Oak Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 White Oak Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on White Oak Cir

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