720 White Ave, Cumberland, MD 21502 Property Records

Allegany County property record for 720 White Ave, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,248 sqft · built 1965
Lot Size	0.559 acres (24,330 sqft)
Owner	Individual Name on File
Last Sale	$167,000 (Jun 2019)
Tax Bill	$1,617 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-006089`

Property Details

APN / Parcel Number

Primary APN	`04-006089`
Alternative APNs	`4006089` `006089`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,248 sqft Total Area
Basement Area	624 sqft
Finished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	24,330 sqft (0.559 acres)
Lot Dimensions	243 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	364 sqft
Parking Spaces	3 Parking Spaces
Patio Area	172 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	006089
Street Address	720 WHITE AVE
City	CUMBERLAND
State	MD
Zip	21502-3817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	720 WHITE AVE LOT 12 100X243 BROTEMARKLE 3RD
Legal Subdivision	BROTEMARKLE PLACE THIRD ADDITION
Legal Lot Number	12
Jurisdiction	ALLEGANY MD
Township / Civil Division	4, CUMBERLAND
Census Block Group	1
Census Block	1002
Census Tract	600

Owner

720 White Ave is owned and occupied by an individual who bought it in June 2019.

Source: Allegany County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	720 WHITE AVE, CUMBERLAND, MD 21502-3817
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORP
Jun 27, 2019	Grant Deed, Transfer · Conventional with PMI C&F MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2019 · Amount on File
Deed Sale	Jun 27, 2019 · Amount on File
Prior Sale	Sep 27, 2016 · Amount on File
Deed Book / Page	2477 / 238
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	720 WHITE AVE, CUMBERLAND, MD 21502-3817
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002643-0063
Date	Mar 24, 2021
Book Page	2643/63

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jun 27, 2019
Property Address	720 WHITE AVE, CUMBERLAND, MD 21502-3817
Document Number	0024770238
Book / Page	002477 / 000238
Instrument Date	Jun 21, 2019
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,169.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	720 WHITE AVE CUMBERLAND MD 215023817, CUMBERLAND, MD 21502-3817

Mortgage

Document Number	24770244
Date	Jun 27, 2019
Book Page	002477/000244

Lender

Name	C&F MTG
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 720 White Ave was $1,617 with a homeowner's exemption.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,800 Land $22,000 Building $174,800	$196,800 Land $22,000 Building $174,800
2025	$1,617.00 Homeowner's exemption
2023	$1,514.00 Homeowner's exemption	$171,300 Land $22,000 Building $149,300	$171,300 Land $22,000 Building $149,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 White Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 White Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Crowsnest Broadband, T-Mobile.

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