720 Whitaker Way, Galt, CA 95632 Property Records

Sacramento County property record for 720 Whitaker Way, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,500 sqft · built 2016
Lot Size	0.192 acres (8,363 sqft)
Owner	2 Individual Names on File
Last Sale	$421,500 (Feb 2017)
Tax Bill	$5,074 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`150-0730-010-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0730-010-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,500 sqft Living Area
1st Floor Area	2,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	8,363 sqft (0.192 acres)
Garage Area	614 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	720 WHITAKER WAY
City	GALT
State	CA
Zip	95632-8531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	RIVER OAKS 3B, LOT 127, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	RIVER OAKS 3B
Legal Lot Number	127
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1027
Census Tract	9409

Owner

720 Whitaker Way is owned and occupied by two individuals who bought it in February 2017.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	720 WHITAKER WAY, GALT, CA 95632-8531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 30, 2020	Deed of Trust, Mortgage · Conventional with PMI VILLAGE CAP & INV LLC
Mar 3, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INV LLC
Jun 24, 2019	Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FNDG
Sep 11, 2017	Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FNDG
Feb 10, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2017 · Amount on File
Deed Sale	Feb 10, 2017 · Amount on File
Deed Book / Page	20170210 / 1007
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	720 WHITAKER WAY, GALT, CA 95632-8531
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 WHITAKER WAY, GALT, CA 95632-8531

Mortgage

Document Number	0000001254
Date	Mar 30, 2022
Instrument	2022033001254

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	720 WHITAKER WAY, GALT, CA 95632-8531
Document Number	2101191011
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 WHITAKER WAY GALT CA 956328531, GALT, CA 95632-8531

Mortgage

Document Number	2101191011
Date	Jan 19, 2021
Instrument	2101191011

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	720 WHITAKER WAY, GALT, CA 95632-8531
Document Number	2003161409
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 WHITAKER WAY GALT CA 956328531, GALT, CA 95632-8531

Mortgage

Document Number	2003161409
Date	Mar 16, 2020
Instrument	2003161409

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	720 WHITAKER WAY, GALT, CA 95632-8531
Document Number	1907030413
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 WHITAKER WAY GALT CA 956328531, GALT, CA 95632-8531

Mortgage

Document Number	1907030413
Date	Jul 3, 2019
Instrument	1907030413

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	720 WHITAKER WAY, GALT, CA 95632-8531
Document Number	1709190287
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Sep 27, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 WHITAKER WAY GALT CA 956328531, GALT, CA 95632-8531

Mortgage

Document Number	1709190287
Date	Sep 19, 2017
Instrument	1709190287

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2047

February 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 10, 2017
Property Address	720 WHITAKER WAY, GALT, CA 95632-8531
Document Number	2100000001007
Book / Page	20170210 / 1007
Map Reference	MB 385 MAP 5
Instrument Date	Jan 31, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 5, 2021
Title Company	STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	720 WHITAKER WAY, GALT, CA 95632-8531

Mortgage

Document Number	201702101008
Date	Feb 10, 2017
Instrument	20170210/1008

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 720 Whitaker Way was $5,074, up 3.7% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$552,010 (+2%) Land $100,619 Building $451,391
2025	$5,074.00 (+3.66%)	$541,188 Land $98,647 Building $442,541
2024	$4,895.00 (+0.72%)
2023	$4,860.00 (+15.3%)	$520,174 Land $94,817 Building $425,357
2022	$4,215.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 720 Whitaker Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Whitaker Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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