Monroe County property record for 720 Waterloo Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1944 |
| Square Footage | 1,303 sqft Building Perimeter |
| Lot Size | 18,179 sqft (0.42 acres) |
| Garage | 528 sqft |
| Last Sale | $260,000 (2023) |
| Tax Bill | $4,958.00 (2024) |
| Primary APN | 07-24-250-013-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,303 sqft Building Perimeter |
| 1st Floor | 1,303 sqft 1st Floor |
| Basement Area | 1,303 sqft Basement |
| Unfinished Basement | 1,303 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 18,179 sqft (0.42 acres) |
| Depth X Width | 140 ft x 93 ft Depth x Width |
| Driveway | Driveway Asphalt |
| Driveway Area | 4,101 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 528 sqft Garage |
| Deck Area | 206 sqft Deck |
| Patio Area | 63 sqft Patio |
| Porch Area | 88 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 720 WATERLOO DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1049 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART LOTS 12 & 13 PAUTLER HEIGHTS #1 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 24 |
| Legal Subdivision | PAUTLER HEIGHTS NO 1 |
| Legal Lot Number | 12,13 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 16 |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-24-250-013-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 ROOSEVELT DR, D, WATERLOO, IL 62298-1686 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD |
| May 30, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Dec 15, 2022 | Deed of Trust, Mortgage · Line of Credit DIETERICH BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2023 · Amount on Record |
| Deed Sale | May 30, 2023 · Amount on Record |
| Deed Doc Number | 2023429163 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 720 WATERLOO DR, WATERLOO, IL 62298-1049 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000441571 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 441571 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jun 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 30, 2023 |
| Property Address | 720 WATERLOO DR, WATERLOO, IL 62298-1049 |
| Document Number | 0000429163 |
| Map Reference | MB A PG 194 |
| Instrument Date | May 26, 2023 |
| Instrument | 429163 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 720 WATERLOO DR, WATERLOO, IL 62298-1049 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 720 WATERLOO DR, WATERLOO, IL 62298-1049 |
| Document Number | 0000429164 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 429164 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 720 WATERLOO DR, WATERLOO, IL 62298-1049 |
| Transaction Type | Mortgage |
| Record Updated | Jan 04, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000427309 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 427309 |
| Name | DIETERICH BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 23, 2032 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83,380 (-0.47%) Land $17,810 Building $65,570 | $250,140 (-0.47%) Land $53,430 Building $196,710 | |
| 2024 | $4,958.00 | $83,770 (+67.34%) Land $17,236 Building $66,534 | $251,310 (+67.34%) Land $51,708 Building $199,602 |
| 2022 | Additional exemption filed | $50,060 Land $13,590 Building $36,470 | $150,180 Land $40,770 Building $109,410 |
720 Waterloo Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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