St. Clair County property record for 720 Washington St, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 908 sqft · built 1960 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $142,500 (Jun 2026) |
| Tax Bill | $1,652 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-105-0357-000 |
| Primary APN | 74-01-105-0357-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 908 sqft Living Area |
| 1st Floor Area | 908 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 60 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 720 WASHINGTON ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | W 1/2 LOT 3 BLK 118 MAP OF THE VILLAGE OF ALGONAC ACCORDING TO THE PLAT RECORDED IN LIBER F OF PLATS PG 51 ST CLAIR COUNTY |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 10 |
| Legal Subdivision | VILLAGE OF ALGONAC |
| Legal Block | 118 |
| Legal Lot Number | 3 |
| Legal Unit | 3 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 649000 |
720 Washington St is owned and occupied by two individuals who bought it in June 2026.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 417 WASHINGTON AVE, WILLISTON, ND 58801-5240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 5, 2020 | Deed of Trust, Mortgage HOME PT FIN'L |
| Nov 7, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on File |
| Deed Sale | Jun 17, 2026 · Amount on File |
| Prior Sale | Nov 7, 2018 · Amount on File |
| Deed Document Number | 202612331 |
| Deed Book / Page | 5935 / 123 |
| Prior Transfer Date | May 2, 2008 |
| Prior Transfer Doc | 003848/932 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 17, 2026 |
| Property Address | 720 WASHINGTON ST, ALGONAC, MI 48001-1559 |
| Document Number | 0000012331 |
| Book / Page | 5935 / 123 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202612331 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $107,943.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 WASHINGTON AVE, WILLISTON, ND 58801-5240 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 720 WASHINGTON ST, ALGONAC, MI 48001-1559 |
| Document Number | 0052010205 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 720 WASHINGTON ST ALGONAC MI 480011559, ALGONAC, MI 48001-1559 |
| Document Number | 0052010205 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 005201/000205 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 7, 2018 |
| Property Address | 720 WASHINGTON ST, ALGONAC, MI 48001-1559 |
| Document Number | 0005005628 |
| Book / Page | 5005 / 628 |
| Map Reference | LB F PG 51 |
| Instrument Date | Oct 29, 2018 |
| Instrument | 2018024825 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $752.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5560 WESTWIND LN, 5560, FORT MYERS, FL 33919-2718 |
| Name | Verified Name |
|---|---|
| Address | 23666 E MAIN ST, ARMADA, MI 48005-3309 |
| Document Number | 2018024826 |
|---|---|
| Date | Nov 7, 2018 |
| Instrument | 2018024826 |
| Name | AMERIFIRST FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 720 Washington St was $1,652 with a homeowner's exemption, up 2.2% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,400 (+3.54%) | $122,800 | |
| 2025 | $1,652.00 (+2.16%) Homeowner's exemption | $59,300 | |
| 2024 | $1,617.00 | $118,600 | |
| 2023 | $47,200 | ||
| 2022 | $1,435.00 | $94,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 720 Washington St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 97 policies |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 15 (1985–2019) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Aug 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 720 Washington St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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