720 Walnut St, Osage, IA 50461 Property Records

Mitchell County property record for 720 Walnut St, Osage, IA 50461

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,060 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Dec 2023)
Tax Bill	$638 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1024352003`

Property Details

APN / Parcel Number

Primary APN	`1024352003`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,060 sqft Living Area
1st Floor Area	400 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	720 WALNUT ST
City	OSAGE
State	IA
Zip	50461-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 97
Legal Block	97
Legal Lot Number	3
Jurisdiction	MITCHELL IA
Township / Civil Division	OSAGE
Census Block Group	1
Census Block	1011
Census Tract	560300

Owner

720 Walnut St is owned and occupied by an individual who bought it in December 2023.

Source: Mitchell County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	720 WALNUT ST, OSAGE, IA 50461-1430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on File
Deed Sale	Dec 1, 2023 · Amount on File
Deed Document Number	20231762
Deed Book / Page	2023 / 1762
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Dec 1, 2023
Property Address	720 WALNUT ST, OSAGE, IA 50461-1430
Document Number	02023/1762
Book / Page	2023 / 1762
Instrument Date	Nov 29, 2023
Instrument	2023 1762
Transaction Type	Transfer
Record Updated	Feb 9, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 WALNUT ST, OSAGE, IA 50461-1430

Mortgage

Document Number	0020231764
Date	Dec 1, 2023
Instrument	2023 1764

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 720 Walnut St was $638 with a homeowner's exemption, up 1.3% from the year before.

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	Osage City
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$638.00 (+1.27%) Homeowner's exemption	$51,110 Land $11,220 Building $39,890	$51,110 Land $11,220 Building $39,890
2024	$630.00
2023		$61,670 (+27.63%) Land $11,220 Building $50,450	$61,670 Land $11,220 Building $50,450
2022	$682.00 Homeowner's exemption	$48,320 Land $11,220 Building $37,100
2021			$48,320 Land $11,220 Building $37,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 720 Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	11 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Osage Municipal Utilities Cable	500 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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