720 W Walnut St, Waterloo, IN 46793 Property Records

DeKalb County property record for 720 W Walnut St, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$69 (2025)
Deeds & Mortgages	Apr 2026 Transfer Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-06-04-479-006.000-008`

Property Details

APN / Parcel Number

Primary APN	`17-06-04-479-006.000-008`
Alternative APN	`310604479006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	1,776 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Foundation Type	Raised
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	120 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Heating System	Other
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	310604479006
Street Address	720 W WALNUT ST
City	WATERLOO
State	IN
Zip	46793-9538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S PT SE1/4 SECTION 4 TWP 34 RANGE 13 ACRES 0.2000
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1043
Census Tract	20200

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 W WALNUT ST, WATERLOO, IN 46793-9538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Nov 22, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2002
Deed Sale	Aug 9, 2002
Record Updated	Oct 29, 2026

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DE KALB IN
Recording Date	Apr 21, 2026
Property Address	720 W WALNUT ST, WATERLOO, IN 46793-9538
Document Number	0202601956
Instrument Date	Apr 20, 2026
Instrument	20261956
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 W WALNUT ST, WATERLOO, IN 46793-9538
Investor	Possibly a Property Investor

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	720 W WALNUT ST, WATERLOO, IN 46793-9538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201706404
Date	Nov 22, 2017
Instrument	201706404

Lender

Name	COMMUNITY STATE BANK
Type	Bank
Address	AVILLA, IN 46710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Nov 18, 2024

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$69.00 (-1.43%)	$60,800 (-0.82%) Land $17,300 Building $43,500	$60,800 (-0.82%) Land $17,300 Building $43,500
2024	$70.00 (+32.08%)	$61,300 (+2.34%) Land $17,300 Building $44,000	$61,300 (+2.34%) Land $17,300 Building $44,000
2023	$53.00 (-37.65%)	$59,900 (+3.99%) Land $16,800 Building $43,100	$59,900 (+3.99%) Land $16,800 Building $43,100
2022	$85.00	$57,600 Land $15,900 Building $41,700	$57,600 Land $15,900 Building $41,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2001

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.

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