Cherokee County property record for 720 W Smith St, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 1,553 sqft · built 1910 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,500 (Aug 2011) |
| Tax Bill | $792 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 012433-23-3 |
| Primary APN | 012433-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,553 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 10,890 sqft (0.25 acres) |
| Porch | Porch |
| Old Parcel Number | 0811400098000 61476989 |
|---|---|
| Street Address | 720 W SMITH ST |
| City | GAFFNEY |
| State | SC |
| Zip | 29341-1831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 720 W SMITH ST LT#13 FM RICKY MILLER $15000 L&A UPDATED - PICK UP FIELD- AH |
| Legal Lot Number | 13 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 970201 |
720 W Smith St is owned by an individual who acquired it in June 2016.
Source: Cherokee County records, as of November 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 617 COLLEGE DR, GAFFNEY, SC 29340-3701 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2011 · Amount on File |
| Deed Sale | Aug 29, 2011 · Amount on File |
| Deed Document Number | 0000460552 |
| Deed Book / Page | 46 / 0552 |
| Last Transfer Date | Jun 21, 2016 |
| Transfer Doc | 0000860496 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 720 W Smith St was $792.
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $792.00 | $1,910 Land $480 Building $1,430 | $31,800 Land $8,000 Building $23,800 |
| 2023 | $756.00 | $1,910 Land $480 Building $1,430 | $31,800 Land $8,000 Building $23,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 720 W Smith St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 720 W Smith St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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