720 W Main St, Laurens, SC 29360 Property Records

Laurens County property record for 720 W Main St, Laurens, SC 29360

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on File
Last Sale	$138,000 (Aug 2019)
Tax Bill	$1,585 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`906-11-02-011`

Property Details

APN / Parcel Number

Primary APN	`906-11-02-011`
Alternative APNs	`9061102011 97450089` `97450089`

Location & Zoning

Old Parcel Number	9061102011 97450089
Street Address	720 W MAIN ST
City	LAURENS
State	SC
Zip	29360-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	720 WEST MAIN STREET
Jurisdiction	LAURENS SC
Township / Civil Division	LAURENS
Census Block Group	1
Census Block	1037
Census Tract	920400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Laurens Historic District listed 1980 · 78 contributing resources · NRIS 80003675

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

720 W Main St is owned and occupied by two individuals who bought it in August 2019.

Source: Laurens County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	720 W MAIN ST, LAURENS, SC 29360-2724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 5, 2019	Grant Deed, Transfer · Line of Credit FOUNDERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2019 · Amount on File
Deed Sale	Aug 5, 2019 · Amount on File
Prior Sale	Feb 9, 2007 · Amount on File
Deed Document Number	2019007184
Deed Book / Page	D1461 / 008
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	720 W MAIN ST, LAURENS, SC 29360-2724
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M29630025
Date	Sep 5, 2023
Book Page	M2963/25
Instrument	2023007188

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	720 W MAIN ST, LAURENS, SC 29360-2724
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M27500087
Date	Oct 5, 2021
Book Page	M2750/87
Instrument	2021009277

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Aug 5, 2019
Property Address	720 W MAIN ST, LAURENS, SC 29360-2724
Document Number	0014610008
Book / Page	001461 / 000008
Instrument Date	Aug 1, 2019
Instrument	7184
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 W MAIN ST LAURENS SC 293602724, LAURENS, SC 29360-2724

Mortgage

Document Number	25170216
Date	Aug 5, 2019
Book Page	002517/000216
Instrument	7185

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 720 W Main St was $1,585 with a homeowner's exemption, up 5.6% from the year before.

Source: Laurens County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Municipality	Laurens City
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,585.00 (+5.6%) Homeowner's exemption	$5,860 (-) Land $760 Building $5,100
2024	$1,501.00 (+24.15%) Homeowner's exemption	$5,860 (-0.03%) Land $760 Building $5,100
2023	$1,209.00 (+2.2%)	$5,862 (+0.03%) Land $762 Building $5,100	$146,550 (-) Land $19,050 Building $127,500
2022	$1,183.00	$5,860 Land $760 Building $5,100	$146,550 (-) Land $19,050 Building $127,500
2021			$146,550 Land $19,050 Building $127,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 720 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 W Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Piedmont Rural Telephone Cooperative.

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