720 W Gandy St, Denison, TX 75020 Property Records

Grayson County property record for 720 W Gandy St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,821 sqft · built 1920
Lot Size	0.172 acres (7,501 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (May 2024)
Tax Bill	$5,480 (2025)
Deeds & Mortgages	Mar 2023 Construction Loan Mar 2023 Foreclosure + 7 more
Flood Zone	Zone X (minimal risk)
APN	`D016 3116150`

Property Details

APN / Parcel Number

Primary APN	`D016 3116150`
Alternative APN	`142960`

Interior

Stories	1 Story
Building Area	1,821 sqft Living Area
Gross Area	2,143 sqft
1st Floor Area	1,821 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1978
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	698 sqft

Location & Zoning

Street Address	720 W GANDY ST
City	DENISON
State	TX
Zip	75020-3232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLERS 1ST ADDN, BLOCK 12, LOT 6, ACRES .1722
Legal Subdivision	MILLERS 1ST ADDN
Legal Block	12
Legal Lot Number	6
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1008
Census Tract	502

Owner

Source: Grayson County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	4800 DEXTER DR, PLANO, TX 75093-5505
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Vendor's Lien, Transfer · Construction Mortgage WILDCAT LENDING FUND ONE LP
Mar 7, 2023	Trustee's Deed, Foreclosure
Oct 5, 2020	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Oct 6, 2020	Warranty Deed, Transfer · Construction Mortgage HIFI H MONEY
Sep 29, 2020	Deed of Trust, Construction Loan · Construction Mortgage BON BINI HOLDINGS LLC
Apr 9, 2020	Warranty Deed, Construction Loan ANCHOR LNS
Mar 15, 2018	Warranty Deed, Transfer · Line of Credit FIRST BK/CHAMPAIGN
Feb 14, 2018	Warranty Deed, Construction Loan · Construction Mortgage SAJJ HOLDINGS LLC
Feb 12, 2018	Warranty Deed, Transfer TEXAS DIV OF ADVANTAGE TITLE L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2024 · Amount on Record
Deed Sale	May 16, 2024 · Amount on Record
Prior Sale	Mar 28, 2023 · Amount on Record
Deed Document Number	202413213
Prior Transfer Date	May 8, 2024
Prior Transfer Doc	0000013213
Record Updated	Oct 29, 2026

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Mar 28, 2023
Property Address	720 W GANDY ST, DENISON, TX 75020-3232
Document Number	0000007557
Map Reference	VOL Y PG 330
Instrument Date	Mar 24, 2023
Instrument	2023-7557
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12750 MERIT DR STE 800, 800, DALLAS, TX 75251-1251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 BALTIMORE DR, ALLEN, TX 75002-2624

Mortgage

Document Number	0000007558
Date	Mar 28, 2023
Instrument	2023-7558

Lender

Name	WILDCAT LENDING FUND ONE LP
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Sep 24, 2023

March 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 7, 2023
Property Address	720 W GANDY ST, DENISON, TX 75020-3232
Document Number	0000005612
Map Reference	VOL Y PG 330
Instrument Date	Jan 25, 2023
Instrument	2023-5612
Transaction Type	Foreclosure
Record Updated	Mar 23, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15234 BULL RUN DR, FRISCO, TX 75035-5563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12750 MERIT DR, DALLAS, TX 75251-1214

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Oct 5, 2020
Property Address	720 W GANDY ST, DENISON, TX 75020-3232
Document Number	0000027092
Instrument Date	Oct 2, 2020
Instrument	27092
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15234 BULL RUN DR FRISCO TX 750355563, FRISCO, TX 75035-5563

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Oct 6, 2020
Property Address	720 W GANDY ST, DENISON, TX 75020-3232
Document Number	0000027304
Instrument Date	Oct 2, 2020
Instrument	27304
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11512 WHITWORTH WAY MCKINNEY TX 750716819, MCKINNEY, TX 75071-6819

Mortgage

Document Number	27305
Date	Oct 6, 2020
Instrument	27305

Lender

Name	HIFI H MONEY
Address	12750 MERIT DR # 800, DALLAS, TX 75251-1251

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 5, 2021

September 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Recording Date	Sep 29, 2020
Property Address	720 W GANDY ST, DENISON, TX 75020-3232
Document Number	0000026403
Instrument Date	Sep 28, 2020
Instrument	26403
Transaction Type	Construction Loan
Record Updated	Oct 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 251147 PLANO TX 750251147, PLANO, TX 75025-1147

Mortgage

Document Number	0000026403
Date	Sep 29, 2020
Instrument	26403

Lender

Name	BON BINI HOLDINGS LLC
Address	1336 LOMA LINDA CT, SARASOTA, FL 34239-2426

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 28, 2021

April 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 9, 2020
Property Address	720 W GANDY ST, DENISON, TX 75020-3232
Document Number	0000008701
Instrument Date	Apr 2, 2020
Instrument	8701
Transaction Type	Construction Loan
Record Updated	Sep 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1902 AUGUSTA DR #19 HOUSTON TX 770573118, 19, HOUSTON, TX 77057-3118

Mortgage

Document Number	8702
Date	Apr 9, 2020
Instrument	8702

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Amount	Amount Recorded

Mortgage

Document Number	8703,
Date	Apr 9, 2020
Instrument	8703

Lender

Name	BEDROCK MTG FUND LLC
Address	CUMMING, GA 30041

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 8, 2021

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 15, 2018
Property Address	720 W GANDY ST, DENISON, TX 75020-3232
Document Number	0000005630
Instrument Date	Mar 6, 2018
Instrument	5630
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	ADVANTAGE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 W ALTA VISTA ST SHERMAN TX 750922625, SHERMAN, TX 75092-2625

Mortgage

Document Number	5631
Date	Mar 15, 2018
Instrument	5631

Lender

Name	FIRST BK/CHAMPAIGN
Type	Bank
Address	MCKINNEY, TX 75070

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 14, 2023

Interest

Rate Type	Adjustable Rate

February 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Feb 14, 2018
Property Address	720 W GANDY ST, DENISON, TX 75020-3232
Document Number	0000003009
Instrument Date	Feb 8, 2018
Instrument	3009
Transaction Type	Construction Loan
Record Updated	Mar 1, 2018
Title Company	TEXAS DIV OF ADVANTAGE TITLE L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	436 W ALTA VISTA ST SHERMAN TX 750922625, SHERMAN, TX 75092-2625

Mortgage

Document Number	2895
Date	Feb 14, 2018
Instrument	2895

Lender

Name	SAJJ HOLDINGS LLC
Address	1200 JUPITER RD # 940391, PLANO, TX 75074-7017

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 13, 2019

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Feb 12, 2018
Property Address	720 W GANDY ST, DENISON, TX 75020-3232
Document Number	0000002883
Instrument Date	Feb 8, 2018
Instrument	2883
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	TEXAS DIV OF ADVANTAGE TITLE L

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	436 W ALTA VISTA ST SHERMAN TX 750922625, SHERMAN, TX 75092-2625

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,480.00 (-7.98%)	$255,066 (+26.76%) Land $93,750 Building $161,316	$255,066 (+26.76%) Land $93,750 Building $161,316
2024	$5,955.00 (+84.82%)
2023		$201,224 Land $51,000 Building $150,224	$201,224 Land $51,000 Building $150,224
2022	$3,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, TekWav.

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