Oakland County property record for 720 W Commerce Rd, Commerce Township, MI 48382
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,564 sqft · built 1944 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Company Name on Record |
| Last Sale | $128,500 (May 2014) |
| Tax Bill | $1,611 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-10-258-002 |
| Primary APN | E-17-10-258-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| 1st Floor Area | 1,068 sqft |
| Basement Area | 662 sqft |
| Unfinished Basement | 662 sqft |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 138 sqft |
| Deck Area | 392 sqft |
| Patio Area | 392 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 720 W COMMERCE RD |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-3927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R8E, SEC 10 VILLAGE OF COMMERCE LOTS 8 TO 11 INCL BLK 19 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 10 |
| Legal Subdivision | COMMERCE |
| Legal Block | 19 |
| Legal Lot Number | 8-11 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 134300 |
Source: Oakland County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4209 RURAL ST, WATERFORD, MI 48329-1652 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Dec 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU |
| Oct 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU |
| May 5, 2025 | Deed of Trust, Mortgage · Line of Credit MOVEMENT MORTGAGE |
| Apr 14, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2014 · Amount on Record |
| Deed Sale | May 1, 2014 · Amount on Record |
| Prior Sale | May 1, 2014 · Amount on Record |
| Deed Document Number | 201482902 |
| Deed Book / Page | 46999 / 770 |
| Prior Transfer Date | Aug 28, 2012 |
| Prior Transfer Doc | 0000192516 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 720 W COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-3927 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 720 W COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-3927 |
| Document Number | 0000267964 |
|---|---|
| Date | Dec 3, 2021 |
| Book Page | 57141/189 |
| Instrument | 267964 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 720 W COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-3927 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 720 W COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-3927 |
| Document Number | 0000113613 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 58945/832 |
| Instrument | 113613 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 16, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 720 W COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-3927 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000053410 |
|---|---|
| Date | May 5, 2025 |
| Book Page | 60173/790 |
| Instrument | 53410 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 14, 2026 |
| Property Address | 720 W COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-3927 |
| Document Number | 0000050078 |
| Book / Page | 61108 / 361 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 202650078 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 4209 RURAL ST, WATERFORD, MI 48329-1652 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,611.00 (-39.23%) Homeowner's exemption | $129,010 (+16.71%) | $258,020 (+16.71%) |
| 2024 | $2,651.00 (+14.76%) | ||
| 2023 | $110,540 | $221,080 | |
| 2021 | $2,310.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Apr 2003 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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