720 W Ada St, Boise, ID 83702 Property Records

Ada County property record for 720 W Ada St, Boise, ID 83702

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,428 sqft · built 1948
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Jul 2025)
Tax Bill	$4,168 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R7406000885`

Property Details

APN / Parcel Number

Primary APN	`R7406000885`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	714 sqft
Basement Area	714 sqft
Finished Basement	714 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	108 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	720 W ADA ST
City	BOISE
State	ID
Zip	83702-3605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1CH
Legal Description	PAR #0885 OF BLK 20 RESSEGUIE ADD
Legal Range	02E
Legal Township	03N
Legal Section	03
Legal Subdivision	RESSEGUIES ADD
Legal Block	20
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2008
Census Tract	602

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	720 W ADA ST, BOISE, ID 83702-3605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Jun 23, 2022	Warranty Deed, Transfer · FHA Mortgage IDAHO CENTRAL CU
Aug 6, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2025 · Amount on File
Deed Sale	Jul 18, 2025 · Amount on File
Prior Sale	Nov 7, 2024
Deed Document Number	202545075
Prior Transfer Date	Jul 8, 2025
Prior Transfer Doc	0000045075
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	720 W ADA ST, BOISE, ID 83702-3605
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	STEWART TITLE EMERALD OFFICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045980
Date	Apr 21, 2020
Instrument	2020-045980

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jun 23, 2022
Property Address	720 W ADA ST, BOISE, ID 83702-3605
Document Number	0000058198
Map Reference	MB 1 PG 10
Instrument Date	Jun 21, 2022
Instrument	2022-058198
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 W ADA ST, BOISE, ID 83702-3605

Mortgage

Document Number	0000058199
Date	Jun 23, 2022
Instrument	2022-058199

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Aug 6, 2018
Property Address	720 W ADA ST, BOISE, ID 83702-3605
Document Number	0000073809
Map Reference	MB1 PG10
Instrument Date	Aug 3, 2018
Instrument	2018-073809
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 W ADA ST, BOISE, ID 83702-3605

Mortgage

Document Number	0000073810
Date	Aug 6, 2018
Instrument	2018-073810

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Apr 13, 2017
Property Address	720 W ADA ST, BOISE, ID 83702-3605
Document Number	0000032010
Instrument Date	Apr 13, 2017
Instrument	32010
Transaction Type	Transfer
Record Updated	Apr 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 W ADA ST BOISE ID 837023605, BOISE, ID 83702-3605

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Boise City
Unified School District	Boise City Independent School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$586,800 (+1.65%)	$586,800 (+1.65%)
2025	$4,168.00 (+19.15%) Homeowner's exemption	$577,300 (+28.03%)	$577,300 (+28.03%)
2024	$3,498.00 (-13.86%)
2023		$450,900 Land $220,000 Building $230,900	$450,900 Land $220,000 Building $230,900
2022	$4,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50

May also be available: Anthem Broadband, T-Mobile.

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