720 W 7th St, Bloomington, IN 47404 Property Records

Monroe County property record for 720 W 7th St, Bloomington, IN 47404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,341 sqft · built 1899
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$381,000 (Apr 2024)
Tax Bill	$3,067 (2025)
Deeds & Mortgages	Mar 2026 Transfer Apr 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`013-34910-00`

Property Details

APN / Parcel Number

Primary APN	`013-34910-00`
Alternative APN	`53-05-32-402-002.000-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,341 sqft Living Area
1st Floor Area	1,341 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	132 ft deep x 47 ft wide
Terrain	High
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	013-34910-00
Street Address	720 W 7TH ST
City	BLOOMINGTON
State	IN
Zip	47404-3644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OUTLOTS 14 & 15
Legal Subdivision	CITY BLOOMINGTON
Legal Lot Number	14,15
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1017
Census Tract	601

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	720 W 7TH ST, BLOOMINGTON, IN 47404-3644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Transfer on Death Deed, Transfer
Apr 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
May 23, 2017	Deed of Trust, Mortgage INDIANA UNIVERSITY CU
Sep 25, 2018	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU
Jan 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Jun 1, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2024 · Amount on Record
Deed Sale	Apr 26, 2024 · Amount on Record
Prior Sale	Jul 1, 2016 · Amount on Record
Deed Document Number	202451129
Prior Transfer Date	May 25, 2018
Prior Transfer Doc	2018007059
Record Updated	Sep 20, 2026

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONROE IN
Recording Date	Mar 30, 2026
Property Address	720 W 7TH ST, BLOOMINGTON, IN 47404-3644
Document Number	2026003629
Map Reference	CAB B ENV 5
Instrument Date	Mar 30, 2026
Instrument	2026003629
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 W 7TH ST, BLOOMINGTON, IN 47404-3644

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	720 W 7TH ST, BLOOMINGTON, IN 47404-3644
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 S COVENANTER DR, BLOOMINGTON, IN 47401-6056

Mortgage

Document Number	2024004133
Date	Apr 26, 2024
Instrument	2024004133

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	PO BOX 368, BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	11.1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	720 W 7TH ST, BLOOMINGTON, IN 47404-3644
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017006822
Date	May 23, 2017
Instrument	2017006822

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47401

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 23, 2032

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	720 W 7TH ST, BLOOMINGTON, IN 47404-3644
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018013171
Date	Sep 25, 2018
Instrument	2018013171

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 24, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	720 W 7TH ST, BLOOMINGTON, IN 47404-3644
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019000010
Date	Jan 2, 2019
Instrument	2019000010

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 1, 2033

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IN
Recording Date	Jun 1, 2018
Property Address	720 W 7TH ST, BLOOMINGTON, IN 47404-3644
Document Number	2018007059
Instrument Date	May 25, 2018
Instrument	2018007059
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	720 W 7TH ST, BLOOMINGTON, IN 47404-3644

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,067.00 (-12.65%)	$323,700 (+4.62%) Land $101,000 Building $222,700	$323,700 (+4.62%) Land $101,000 Building $222,700
2024	$3,511.00 (+17.15%)
2023		$309,400 (+8.91%) Land $95,200 Building $214,200	$309,400 (+8.91%) Land $95,200 Building $214,200
2022	$2,997.00 Homeowner's exemption	$284,100 Land $82,800 Building $201,300	$284,100 Land $82,800 Building $201,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

Nearby Properties on W 7th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures