720 W 3rd St, Aberdeen, WA 98520 Property Records

Grays Harbor County property record for 720 W 3rd St, Aberdeen, WA 98520

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 816 sqft · built 1923
Lot Size	0.053 acres (2,310 sqft)
Owner	2 Individual Names on File
Last Sale	$183,000 (Mar 2024)
Tax Bill	$1,558 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011002201601`

Property Details

APN / Parcel Number

Primary APN	`011002201601`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	816 sqft Living Area
Gross Area	1,216 sqft
1st Floor Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	2,310 sqft (0.053 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	99 sqft
Patio Area	75 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	720 W 3RD ST
City	ABERDEEN
State	WA
Zip	98520-4809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENNS CENTRAL ELY 8 OF SLY 70 OF LOT 15; SLY 70 OF LOT 16 BLK 22
Legal Range	08
Legal Township	09
Legal Section	17
Legal Subdivision	BENNS CENTRAL
Legal Block	22
Legal Lot Number	15,16
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	ABERDEEN-HOQUIAM
Census Block Group	1
Census Block	1021
Census Tract	1200

Owner

720 W 3rd St is owned and occupied by two individuals who bought it in March 2024.

Source: Grays Harbor County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	720 W 3RD ST, ABERDEEN, WA 98520-4809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Apr 21, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 21, 2022	Intrafamily Transfer, Transfer COAST TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2024 · Amount on File
Deed Sale	Mar 4, 2024 · Amount on File
Prior Sale	Apr 21, 2022 · Amount on File
Deed Document Number	202447
Prior Transfer Date	Apr 19, 2022
Prior Transfer Doc	0000000055
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Mar 4, 2024
Property Address	720 W 3RD ST, ABERDEEN, WA 98520-4809
Document Number	0003040047
Map Reference	VOL 2 PG 54
Instrument Date	Feb 29, 2024
Instrument	2024-03040047
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	GRAYS HARBOR TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,475.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003040048
Date	Mar 4, 2024
Instrument	2024-03040048

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

Mortgage

Document Number	0003040049
Date	Mar 4, 2024
Instrument	2024-03040049

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Apr 21, 2022
Property Address	720 W 3RD ST, ABERDEEN, WA 98520-4809
Document Number	0004210054
Map Reference	VOL 2 PG 54
Instrument Date	Apr 20, 2022
Instrument	2022-04210054
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 W 3RD ST, ABERDEEN, WA 98520-4809

Mortgage

Document Number	0004210056
Date	Apr 21, 2022
Instrument	2022-04210056

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYS HARBOR WA
Recording Date	Apr 21, 2022
Property Address	720 W 3RD ST, ABERDEEN, WA 98520-4809
Document Number	0004210055
Map Reference	VOL 2 PG 54
Instrument Date	Apr 19, 2022
Instrument	2022-04210055
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 W 3RD ST, ABERDEEN, WA 98520-4809

Tax Assessment & Valuation

The 2026 property tax bill for 720 W 3rd St was $1,558, down 1.5% from the year before.

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Aberdeen City
County	Grays Harbor County
Unified School District	Aberdeen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,558.00 (-1.52%)
2025	$1,582.00 (+18.06%)	$165,201 (-) Land $7,221 Building $157,980	$165,201 (-) Land $7,221 Building $157,980
2024	$1,340.00	$165,201 (+4.27%) Land $7,221 Building $157,980	$165,201 (+4.27%) Land $7,221 Building $157,980
2023		$158,437 Land $7,221 Building $151,216	$158,437 Land $7,221 Building $151,216

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 W 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	17 (1982–2022)
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Storms & Flooding, Dec 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 W 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ABERDEEN serves 22,867 people · EPA ID WA5300050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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