720 W 15th St, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 720 W 15th St, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 2020
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$185,500 (Mar 2021)
Tax Bill	$2,620 (2025)
Deeds & Mortgages	Mar 2021 Reverse Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-20-217-005-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-20-217-005-000`
Alternative APN	`31603`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Finished Area
Basement Area	1,120 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	99 ft deep x 44 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	31603
Street Address	720 W 15TH ST
City	SIOUX FALLS
State	SD
Zip	57104-4709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA;APARTME
Legal Description	W 44` 6 TO 8 BLOCK 23 FOLSOM`S 2ND ADDN TO SIOUX FALLS
Legal Subdivision	FOLSOM`S 2ND ADDN
Legal Block	23
Legal Lot Number	8
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2015
Census Tract	702

Owner

720 W 15th St is owned and occupied by an individual who bought it in March 2021.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	720 W 15TH ST, SIOUX FALLS, SD 57104-4709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Reverse Mortgage GROW SOUTH DAKOTA
Mar 4, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2021 · Amount on File
Deed Sale	Mar 4, 2021 · Amount on File
Deed Book / Page	603-D / 244
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	720 W 15TH ST, SIOUX FALLS, SD 57104-4709
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1916MTG/52
Date	Mar 4, 2021
Book Page	1916 MTG/52

Lender

Name	GROW SOUTH DAKOTA
Type	Government Agency
Address	SISSETON, SD 57262

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 4, 2021
Property Address	720 W 15TH ST, SIOUX FALLS, SD 57104-4709
Document Number	603DEED/244
Book / Page	603 DEED / 244
Instrument Date	Feb 12, 2021
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.50
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 W 15TH ST, SIOUX FALLS, SD 57104-4709

Mortgage

Document Number	01916MTG42
Date	Mar 4, 2021
Instrument	1916 MTG/42

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Mortgage

Document Number	1916MTG/48
Date	Mar 4, 2021
Book Page	1916 MTG/48

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Government Agency
Address	PIERRE, SD 57501

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 720 W 15th St was $2,620.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,756 (-1.1%) Land $19,384 Building $173,372	$192,756 Land $19,384 Building $173,372
2025	$2,620.00	$194,900 (+5.07%) Land $19,600 Building $175,300
2024	$2,620.00	$185,500 Land $19,600 Building $165,900
2022	$2,268.00	$151,700 Land $20,700 Building $131,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 W 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 720 W 15th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Midco.

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