720 W 13th St, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 720 W 13th St, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,124 sqft · built 1904
Lot Size	0.157 acres (6,826 sqft)
Owner	Individual Name on Record
Last Sale	$102,000 (Apr 2015)
Tax Bill	$1,786 (2025)
Deeds & Mortgages	May 2019 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-20-208-007-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-20-208-007-000`
Alternative APN	`31448`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,124 sqft Finished Area
Gross Area	1,131 sqft
1st Floor Area	767 sqft
Upper Floors Area	364 sqft
Basement Area	520 sqft
Finished Basement	260 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,826 sqft (0.157 acres)
Lot Dimensions	150 ft deep x 45.5 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	31448
Street Address	720 W 13TH ST
City	SIOUX FALLS
State	SD
Zip	57104-4220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W12 E12 7 TO 9 BLOCK 11 FOLSOM`S ADDN TO SIOUX FALLS
Legal Subdivision	FOLSOM`S ADDN
Legal Block	11
Legal Lot Number	9
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2008
Census Tract	702

Owner

Source: Minnehaha County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 W 13TH ST, SIOUX FALLS, SD 57104-4220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2019	Deed of Trust, Mortgage · ARM FRONTIER BANK
Mar 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Apr 20, 2015	Intrafamily Transfer, Transfer · Line of Credit FRONTIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2015 · Amount on Record
Deed Sale	Apr 20, 2015 · Amount on Record
Deed Document Number	2015507990
Deed Book / Page	561 / 715
Prior Transfer Date	Apr 17, 2015
Prior Transfer Doc	001774/681
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	720 W 13TH ST, SIOUX FALLS, SD 57104-4220
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1859MTG/0860
Date	May 29, 2019
Book Page	1859 MTG/0860

Lender

Name	FRONTIER BANK
Type	Bank
Address	ROCK RAPIDS, IA 51246

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jun 1, 2024
Change Frequency	5 Years
Min Rate At Change	5.25%
Max Rate At Change	7.5%
Index	5-Year CMT
Max Rate	11.5%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	720 W 13TH ST, SIOUX FALLS, SD 57104-4220
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 W 13TH ST, SIOUX FALLS, SD 57104-4220

Mortgage

Document Number	1967MTG/381
Date	Mar 21, 2023
Book Page	1967 MTG/381

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

April 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 20, 2015
Property Address	720 W 13TH ST, SIOUX FALLS, SD 57104-4220
Document Number	000561/715
Book / Page	561 / 715
Instrument Date	Apr 17, 2015
Instrument	R507990
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102.00
Amount Accuracy	Full Amount from Assessment
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 W 13TH ST, SIOUX FALLS, SD 57104-4220

Mortgage

Document Number	001774/681
Date	Apr 20, 2015
Book Page	1774/681
Instrument	R508014

Lender

Name	FRONTIER BANK
Address	SIOUX FALLS, SD 57108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 17, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,526 (+2.81%) Land $29,868 Building $102,658	$132,526 Land $29,868 Building $102,658
2025	$1,786.00	$128,900 (+5.31%) Land $30,200 Building $98,700
2024	$1,786.00 (+3%)	$122,400 (+8.13%) Land $30,200 Building $92,200
2022	$1,734.00	$113,200 Land $27,900 Building $85,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	1,250 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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