720 Vista Rd, Independence, VA 24348 Property Records

Grayson County property record for 720 Vista Rd, Independence, VA 24348 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,662 sqft · built 1955
Lot Size	1.35 acres (58,867 sqft)
Owner	Individual Name on File
Last Sale	$88,400 (Feb 2018)
Tax Bill	$617 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-A-86`

Property Details

APN / Parcel Number

Primary APN	`37-A-86`
Alternative APN	`7425`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,662 sqft Living Area
Gross Area	2,548 sqft
1st Floor Area	2,770 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1984
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	58,867 sqft (1.35 acres)
Terrain	Rolling
Porch	Porch
Deck Area	242 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7425
Street Address	720 VISTA RD
City	INDEPENDENCE
State	VA
Zip	24348-4726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.3514 37-A-86
Jurisdiction	GRAYSON VA
Township / Civil Division	ELK CREEK
Census Block Group	1
Census Block	1067
Census Tract	60201

Owner

Source: Grayson County records · APN 37-A-86

Assessment roll updated June 1, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	720 VISTA RD, INDEPENDENCE, VA 24348-4726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 02, 2018	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 02, 2018 · Amount on Record
Deed Sale	Feb 02, 2018 · Amount on Record
Prior Sale	Sep 25, 2013 · Amount on Record
Deed Document Number	2018223
Deed Book / Page	615 / 380
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Recording Date	Jul 13, 2026
Property Address	720 VISTA RD, INDEPENDENCE, VA 24348-4726
Document Number	0000001225
Book / Page	721 / 684
Instrument Date	Jul 01, 2026
Instrument	20261225
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 VISTA RD, INDEPENDENCE, VA 24348-4726

Mortgage

Document Number	0000001225,
Date	Jul 13, 2026
Book Page	721/684
Instrument	20261225

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON VA
Recording Date	Feb 02, 2018
Property Address	720 VISTA RD, INDEPENDENCE, VA 24348-4726
Document Number	000615/380
Book / Page	615 / 380
Instrument Date	Jan 16, 2018
Instrument	180000223
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 VISTA RD, INDEPENDENCE, VA 24348-4726

Mortgage

Document Number	0180000224
Date	Feb 02, 2018
Instrument	180000224

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated June 1, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$617.00 (-21.9%)	$106,400 (-) Land $18,100 Building $88,300	$106,400 (-) Land $18,100 Building $88,300
2023	$790.00	$106,400 Land $18,100 Building $88,300	$106,400 Land $18,100 Building $88,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grayson County (51077C), updated August 28, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 38% of the US · above 63% of Virginia
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: WVVA.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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