720 Valley Stream Rd, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 720 Valley Stream Rd, Chesapeake, VA 23325

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,198 sqft · built 1963
Lot Size	0.275 acres (11,979 sqft)
Owner	Trust Name on File
Last Sale	$275,000 (Oct 2005)
Tax Bill	$3,297 (2025)
Deeds & Mortgages	Feb 2020 Refinance Feb 2017 Refinance
APN	`0204002000540`

Property Details

APN / Parcel Number

Primary APN	`0204002000540`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,198 sqft Living Area
1st Floor Area	2,198 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	432 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	720 VALLEY STREAM RD
City	CHESAPEAKE
State	VA
Zip	23325-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	54 VALLEY STREAM
Legal Subdivision	PINETTA/VALLEY STREAM/ANGORA/INDIAN RVR
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3006
Census Tract	20809

Owner

720 Valley Stream Rd is owner-occupied and held in a trust since October 2005.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	720 VALLEY STREAM RD, CHESAPEAKE, VA 23325-4518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BEACH MUNICIPAL FEDERAL CREDIT UNION
Feb 28, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance 3RD PARTY INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2005 · Amount on File
Deed Sale	Oct 24, 2005 · Amount on File
Deed Book / Page	6236 / 355
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	720 VALLEY STREAM RD, CHESAPEAKE, VA 23325-4518
Transaction Type	Mortgage
Record Updated	Feb 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10112/576
Date	Feb 12, 2020
Book Page	10112/576
Instrument	200004576

Lender

Name	BEACH MUNICIPAL FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	180 Months
Due	Feb 15, 2035

Interest

Rate Type	Fixed Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	720 VALLEY STREAM RD, CHESAPEAKE, VA 23325-4518
Transaction Type	Mortgage
Record Updated	Mar 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170005567
Date	Feb 28, 2017
Book Page	9760/167
Instrument	170005567

Lender

Name	3RD PARTY INDIVIDUAL
Type	Private Party

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	119 Months
Due	Jan 15, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 720 Valley Stream Rd was $3,297.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,300 (+6.4%) Land $135,000 Building $212,300	$347,300 (+6.4%) Land $135,000 Building $212,300
2025	$3,297.00	$326,400 Land $125,000 Building $201,400	$326,400 Land $125,000 Building $201,400
2023		$293,000 (+7.48%) Land $105,000 Building $188,000	$293,000 (+7.48%) Land $105,000 Building $188,000
2022		$272,600 Land $95,000 Building $177,600	$272,600 Land $95,000 Building $177,600
2019	$2,375.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 720 Valley Stream Rd; there have been 7 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (1989–2016)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Valley Stream Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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