720 Union St, Port Huron, MI 48060 Property Records

St. Clair County property record for 720 Union St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,433 sqft · built 1906
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on Record
Last Sale	$59,900 (Jan 2012)
Tax Bill	$1,584 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-06-743-0484-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-743-0484-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,433 sqft Living Area
1st Floor Area	728 sqft
Basement Area	600 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Lot Area	7,536 sqft (0.173 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	720 UNION ST
City	PORT HURON
State	MI
Zip	48060-5828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	N 125.35 FT OF W 10 FT LOT 4 & N 125.35 FT LOT 5 BLK 36 WHITE PLAT
Legal Subdivision	WHITE PLAT
Legal Block	36
Legal Lot Number	4-5
Legal Unit	4,5
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	3
Census Block	3007
Census Tract	624000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 UNION ST, PORT HURON, MI 48060-5828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Jul 1, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2012 · Amount on Record
Deed Sale	Jan 10, 2012 · Amount on Record
Deed Document Number	2012733
Deed Book / Page	4214 / 931
Last Transfer Date	Jan 27, 2025
Transfer Doc	0005783825
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	720 UNION ST, PORT HURON, MI 48060-5828
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	JBN TITLE, JB TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 UNION ST, PORT HURON, MI 48060-5828

Mortgage

Document Number	0053180370
Date	Feb 11, 2021
Book Page	5318/370
Instrument	2021004211

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 1, 2020
Property Address	720 UNION ST, PORT HURON, MI 48060-5828
Document Number	0052060847
Book / Page	005206 / 000847
Instrument Date	Mar 30, 2020
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 UNION ST PORT HURON MI 480605828, PORT HURON, MI 48060-5828

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,700 (+5.87%)	$133,400 (+5.87%)
2025	$1,584.00 (+2.79%) Homeowner's exemption	$63,000 (+19.32%)
2024	$1,541.00 (+26.62%)		$126,000 (+19.32%)
2023		$52,800
2022	$1,217.00		$105,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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