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720 Tom Sawyer Ct, Union, MO 63084 Property Records

Franklin County property record for 720 Tom Sawyer Ct, Union, MO 63084

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,890 sqft · built 2006
Lot Size0.9 acres (39,204 sqft)
OwnerIndividual Name on File
Tax Bill$2,569 (2025)
Deeds & MortgagesMay 2023 Line of Credit
May 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN17-4-20.0-0-014-036.640

Property Details

APN / Parcel Number

Primary APN17-4-20.0-0-014-036.640

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,890 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleA-Frame
Construction TypeFrame
Lot Area39,204 sqft (0.9 acres)
Shed1 Shed

Location & Zoning

Street Address720 TOM SAWYER CT
CityUNION
StateMO
Zip63084-2834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeANU
Legal DescriptionLOT:83 TWIN LAKES 2
Legal Range01W
Legal Township43
Legal Section20
Legal SubdivisionTWIN LAKES
Legal Block14
Legal Lot Number83
JurisdictionFRANKLIN MO
Township / Civil DivisionUNION
Census Block Group1
Census Block1002
Census Tract800605

Owner

720 Tom Sawyer Ct is owned and occupied by an individual who acquired it in May 2023.

Source: Franklin County records, as of November 10, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address720 TOM SAWYER CT, UNION, MO 63084-2834
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 26, 2023Warranty Deed, Transfer · Line of Credit
HERITAGE COMMUNITY BANK
May 24, 2018Deed of Trust, Mortgage · Line of Credit
UNITED BK/UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2023
Deed SaleMay 26, 2023
Prior SaleApr 18, 2006
Deed Document Number2306089
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateMay 26, 2023
Property Address720 TOM SAWYER CT, UNION, MO 63084-2834
Document Number0002306089
Map ReferencePB O PG 873
Instrument DateMay 24, 2023
Instrument2306089
Transaction TypeTransfer
Record UpdatedJun 14, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 TOM SAWYER CT, UNION, MO 63084-2834

Mortgage

Document Number0002306090
DateMay 26, 2023
Instrument2306090
Lender
NameHERITAGE COMMUNITY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 2, 2053

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address720 TOM SAWYER CT, UNION, MO 63084-2834
Document Number0000007191
Instrument DateMay 24, 2018
Transaction TypeMortgage
Record UpdatedJun 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address720 TOM SAWYER CT UNION MO 630842834, UNION, MO 63084-2834

Mortgage

Document Number0000007191
DateMay 25, 2018
Instrument7191
Lender
NameUNITED BK/UNION
TypeBank
AddressUNION, MO 63084
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueMay 24, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 720 Tom Sawyer Ct was $2,569.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
Unified School DistrictUnion R-XI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,569.00$48,661$256,110 Land $28,000 Building $228,110
2023$2,190.00 (-7.56%)$41,148$216,570 Land $28,000 Building $188,570
2022$2,369.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Tom Sawyer Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Tom Sawyer Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN COUNTY PWSD 1
serves 3,500 people · EPA ID MO6024211
Water SourceGroundwater
Last State InspectionJul 2023
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
Wave Internet Technologies
Fixed Wireless		100 / 100
T-Mobile
Fixed Wireless		100 / 20

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