720 Thorndale Dr, Elgin, IL 60120 Property Records

Cook County property record for 720 Thorndale Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,710 sqft · built 1985
Lot Size	0.154 acres (6,727 sqft)
Owner	Individual Name on File
Last Sale	$196,000 (Apr 2018)
Tax Bill	$7,196 (2023)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-20-108-023`

Property Details

APN / Parcel Number

Primary APN	`06-20-108-023`
Alternative APN	`06-20-108-023-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,710 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1986
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,727 sqft (0.154 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	720 THORNDALE DR
City	ELGIN
State	IL
Zip	60120-8119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(SUMMERHILL) (UNIT1) A SUB OF PT OF SEC 20-41-09
Legal Range	09E
Legal Township	41N
Legal Section	20
Legal Subdivision	SUMMERHILL UNIT1
Legal Lot Number	11
Legal Unit	1
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2010
Census Tract	804406

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	720 THORNDALE DR, ELGIN, IL 60120-8119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Apr 9, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 9, 2018 · Amount on Record
Deed Sale	Apr 9, 2018 · Amount on Record
Prior Sale	May 11, 2010
Deed Document Number	201846087
Prior Transfer Date	Jun 13, 2005
Prior Transfer Doc	0000055221
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	720 THORNDALE DR, ELGIN, IL 60120-8119
Transaction Type	Mortgage
Record Updated	Apr 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 THORNDALE DR, ELGIN, IL 60120-8119

Mortgage

Document Number	0008317016
Date	Mar 24, 2022
Instrument	2208317016

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	32002

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Apr 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 9, 2018
Property Address	720 THORNDALE DR, ELGIN, IL 60120-8119
Document Number	1809946087
Instrument Date	Mar 30, 2018
Instrument	9946087
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 JULIANN DR #10 WOOD DALE IL 601912733, 10, WOOD DALE, IL 60191-2733

Mortgage

Document Number	1809946088
Date	Apr 9, 2018
Instrument	9946088

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2048

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,000 (+24%) Land $4,709 Building $26,291	$310,000 (+24%) Land $47,090 Building $262,910
2023	$7,196.00 (+2.9%)
2022	$6,993.00	$24,999 Land $4,372 Building $20,627	$249,990 Land $43,720 Building $206,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Opiquad.

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