720 Thomas Bluff Rd NE, Rome, GA 30161 Property Records

Floyd County property record for 720 Thomas Bluff Rd NE, Rome, GA 30161

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,477 sqft · built 2001
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Oct 2024)
Tax Bill	$3,734 (2026)
Deeds & Mortgages	Feb 2022 Second Mortgage Sep 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`M09--095`

Property Details

APN / Parcel Number

Primary APN	`M09--095`
Alternative APN	`57241`

Interior

Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Stories	2 Stories
Building Area	2,477 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,541 sqft (0.77 acres)
Garage Area	624 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	57241
Street Address	720 THOMAS BLUFF RD NE
City	ROME
State	GA
Zip	30161-3489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-R
Legal Description	TR 8 BLUFF VIEW PLAT 1 PB25-43 LD24/3
Legal Subdivision	BLUFF VIEW
Legal Tract	8
Legal Lot Number	8
Jurisdiction	FLOYD GA
Township / Civil Division	SHANNON
Census Block Group	1
Census Block	1007
Census Tract	100

Owner

Source: Floyd County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	720 THOMAS BLUFF RD NE, ROME, GA 30161-3489
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQUITY
Sep 5, 2024	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jan 3, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Mar 8, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 27, 2017	Grant Deed, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2024 · Amount on Record
Deed Sale	Oct 7, 2024 · Amount on Record
Prior Sale	Oct 5, 2017 · Amount on Record
Deed Book / Page	2862 / 929
Prior Transfer Date	Mar 8, 2021
Prior Transfer Doc	0026760383
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	720 THOMAS BLUFF RD NE, ROME, GA 30161-3489
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 THOMAS BLUFF RD NE, ROME, GA 30161-3489

Mortgage

Document Number	0027350000000156
Date	Feb 22, 2022
Book Page	0000002735/0000000156

Lender

Name	SPRING EQUITY

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	720 THOMAS BLUFF RD NE, ROME, GA 30161-3489
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 THOMAS BLUFF RD NE, ROME, GA 30161-3489

Mortgage

Document Number	0028580000000168
Date	Sep 5, 2024
Book Page	0000002858/0000000168

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 1, 2052

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	720 THOMAS BLUFF RD NE, ROME, GA 30161-3489
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 THOMAS BLUFF RD NE, ROME, GA 30161-3489

Mortgage

Document Number	0027810000000303
Date	Jan 3, 2023
Book Page	0000002781/0000000303
Instrument	008895210020

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	720 THOMAS BLUFF RD NE, ROME, GA 30161-3489
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 THOMAS BLUFF RD NE, ROME, GA 30161-3489

Mortgage

Document Number	0026760000000387
Date	Mar 31, 2021
Book Page	0000002676/0000000387

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLOYD GA
Recording Date	Mar 8, 2021
Property Address	720 THOMAS BLUFF RD NE, ROME, GA 30161-3489
Document Number	0026760383
Book / Page	2676 / 383
Instrument Date	Mar 8, 2021
Instrument	2021-000873
Transaction Type	Transfer
Record Updated	Mar 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 THOMAS BLUFF RD NE, ROME, GA 30161-3489

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLOYD GA
Recording Date	Oct 27, 2017
Property Address	720 THOMAS BLUFF RD NE, ROME, GA 30161-3489
Document Number	0025220843
Book / Page	002522 / 000843
Instrument Date	Oct 5, 2017
Transaction Type	Transfer
Record Updated	Apr 19, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$84.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 THOMAS BLUFF RD NE ROME GA 301613489, ROME, GA 30161-3489

Mortgage

Document Number	25220859
Date	Oct 27, 2017
Book Page	002522/000859

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,734.00 (-0.67%)
2025	$3,759.00 (+28.78%)	$131,267 (+28.66%) Land $11,054 Building $120,213	$328,166 (+28.65%) Land $27,634 Building $300,532
2024	$2,919.00 (+3.44%)	$102,030 (+3.62%) Land $9,825 Building $92,205	$255,076 (+3.63%) Land $24,563 Building $230,513
2023	$2,822.00 (+17.73%)	$98,461 (+21.83%) Land $8,932 Building $89,529	$246,152 (+21.83%) Land $22,330 Building $223,822
2022	$2,397.00	$80,818 Land $7,300 Building $73,518	$202,045 Land $18,249 Building $183,796

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLOYD COUNTY serves 46,143 people · EPA ID GA1150001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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