720 Swan Dr, Wando (Charleston), SC 29492 Property Records

Berkeley County property record for 720 Swan Dr, Wando, SC 29492

Property Summary

Property Type	Single Family Home
Details	2,354 sqft · built 2003
Lot Size	1.72 acres (74,923 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Oct 2009)
Tax Bill	$2,716 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`263-00-04-050`

Property Details

APN / Parcel Number

Primary APN	`263-00-04-050`
Alternative APN	`263-00-04-025`

Interior

Stories	2 Stories
Building Area	2,354 sqft Finished Area
Gross Area	4,346 sqft
1st Floor Area	1,442 sqft
2nd Floor Area	912 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	74,923 sqft (1.72 acres)
Garage Area	1,392 sqft

Exterior Amenities

Porch	Slab
Porch Area	440 sqft
Deck Area	160 sqft
Patio Area	320 sqft

Location & Zoning

Street Address	720 SWAN DR
City	CHARLESTON
State	SC
Zip	29492-7847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CHARLESTON
Legal Description	ASSESSMENT DISTRICT: 344DOUGLAS JONES SUBDIVISIONLOT 1B
Legal Subdivision	DOUGLAS JONES SUBDIVISION
Legal Lot Number	1B
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	1
Census Block	1045
Census Tract	20405

Owner

Source: Berkeley County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 SWAN DR, CHARLESTON, SC 29492-7847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Feb 6, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2009 · Amount on Record
Deed Sale	Oct 1, 2009 · Amount on Record
Prior Sale	Oct 17, 2005 · Amount on Record
Deed Document Number	200922251
Deed Book / Page	8142 / 141
Prior Transfer Date	Dec 22, 2004
Prior Transfer Doc	04505/0027
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Recording Date	Sep 15, 2026
Property Address	720 SWAN DR, CHARLESTON, SC 29492-7847
Document Number	0000033428
Book / Page	5710 / 467
Instrument Date	Sep 9, 2026
Instrument	202633428
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 SWAN DR, CHARLESTON, SC 29492-7847

Mortgage

Document Number	0000033428,
Date	Sep 15, 2026
Book Page	5710/467
Instrument	202633428

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 28, 2066

Interest

Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	720 SWAN DR, WANDO, SC 29492-7847
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02385/0992
Date	Feb 6, 2017
Book Page	2385/0992
Instrument	2017004066

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 30, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Charleston City
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,718 (+2,399.96%) Land $152,988 Building $247,730	$611,600 (-) Land $233,500 Building $378,100
2025	$2,716.00 (+2.61%)	$16,029 (-) Land $6,120 Building $9,909	$611,600 (-) Land $233,500 Building $378,100
2024	$2,647.00 (+8.93%) Homeowner's exemption	$16,029 (+15%) Land $6,120 Building $9,909	$611,600 (+43.1%) Land $233,500 Building $378,100
2022	$2,430.00 Homeowner's exemption	$13,938 Land $2,687 Building $11,251	$427,400 Land $82,400 Building $345,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	24 (1983–2017)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 70% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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