Marion County property record for 720 SW 89th Ter, Ocala, FL 34481
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,232 sqft · built 1991 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Jan 2021) |
| Tax Bill | $5,173 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jan 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21219-009-00 |
| Primary APN | 21219-009-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,232 sqft Living Area |
| Gross Area | 4,387 sqft |
| 1st Floor Area | 2,232 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Intercom | Intercom |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Modern |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 272 ft deep x 160 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 1,344 sqft |
| Porch | Screened Porch |
| Porch Area | 259 sqft |
| Deck Area | 858 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 720 SW 89TH TER |
|---|---|
| City | OCALA |
| State | FL |
| Zip | 34481-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | SEC 13 TWP 15 RGE 20 PLAT BOOK Z PAGE 035 YORK HILL LOT 9 |
| Legal Range | 20E |
| Legal Township | 15S |
| Legal Section | 13 |
| Legal Subdivision | YORK HILL |
| Legal Lot Number | 9 |
| Jurisdiction | MARION FL |
| Township / Civil Division | FELLOWSHIP |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 2602 |
720 SW 89th Ter is owned and occupied by two individuals who bought it in January 2021.
Source: Marion County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 720 SW 89TH TER, OCALA, FL 34481-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING |
| Jan 28, 2021 | Warranty Deed, Transfer FIRST INT'L TITLE |
| Jan 18, 2020 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING |
| Aug 31, 2018 | Intrafamily Transfer, Transfer · VA Mortgage FIRST FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2021 · Amount on File |
| Deed Sale | Jan 28, 2021 · Amount on File |
| Prior Sale | May 15, 2013 · Amount on File |
| Deed Document Number | 202111359 |
| Deed Book / Page | 7371 / 151 |
| Prior Transfer Date | Aug 14, 2018 |
| Prior Transfer Doc | 0068261104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Jun 30, 2026 |
| Property Address | 720 SW 89TH TER, OCALA, FL 34481-1404 |
| Document Number | 0000083943 |
| Book / Page | 8947 / 1907 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202683943 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000083943, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 8947/1907 |
| Instrument | 202683943 |
| Name | CAPITAL LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 15, 2041 |
| Rate | 5.85% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Jan 28, 2021 |
| Property Address | 720 SW 89TH TER, OCALA, FL 34481-1404 |
| Document Number | 0073710151 |
| Book / Page | 007371 / 000151 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 11359 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2021 |
| Title Company | FIRST INT'L TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23969 PEORIA RD HARRISBURG OR 974468629, HARRISBURG, OR 97446-8629 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 720 SW 89TH TER, OCALA, FL 34481-1404 |
| Document Number | 0071211264 |
| Instrument Date | Jan 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13418 2ND AVE NE BRADENTON FL 342122723, BRADENTON, FL 34212-2723 |
| Document Number | 0071211264 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 007121/001264 |
| Instrument | 8615 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 23, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Aug 31, 2018 |
| Property Address | 720 SW 89TH TER, OCALA, FL 34481-1404 |
| Document Number | 0068261104 |
| Book / Page | 6826 / 1104 |
| Map Reference | MB Z PG35&36 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 2018085862 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 720 SW 89TH TER, 720, OCALA, FL 34481-1404 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 720 SW 89TH TER, OCALA, FL 34481-1404 |
| Document Number | 2018085863 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 2018085863 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 720 SW 89th Ter was $5,173 with a homeowner's exemption.
Source: Marion County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,173.00 Homeowner's exemption | $343,646 | $402,708 Land $59,000 Building $343,708 |
| 2023 | $4,785.00 (+2.66%) Homeowner's exemption | $324,234 (+3%) Land $45,000 Building $279,234 | $349,490 (+11.02%) Land $45,000 Building $304,490 |
| 2022 | $4,661.00 Homeowner's exemption | $314,790 Land $38,250 Building $276,540 | $314,790 Land $38,250 Building $276,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 720 SW 89th Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 3 (2008–2026) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 720 SW 89th Ter is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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