720 SW 3rd St, Stuart, IA 50250 Property Records

Adair County property record for 720 SW 3rd St, Stuart, IA 50250 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,656 sqft · built 1974
Lot Size	0.35 acres (15,263 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (May 2021)
Tax Bill	$3,492 (2025)
Deeds & Mortgages	Sep 2019 Refinance May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-05-205-002`

Property Details

APN / Parcel Number

Primary APN	`04-05-205-002`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,656 sqft Living Area
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft
Finished Basement	1,020 sqft
Unfinished Basement	1,020 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,263 sqft (0.35 acres)
Lot Dimensions	89 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	720 SW 3RD ST
City	STUART
State	IA
Zip	50250-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 W VIEW
Legal Subdivision	WESTVIEW ADD
Legal Lot Number	2
Jurisdiction	ADAIR IA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1029
Census Tract	960100

Owner

Source: Adair County records · APN 04-05-205-002

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	720 SW 3RD ST, STUART, IA 50250-2109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 03, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION
May 06, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDWEST FAMILTY LENDING CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 06, 2021 · Amount on Record
Deed Sale	May 06, 2021 · Amount on Record
Deed Document Number	2021670
Prior Transfer Date	Feb 23, 2015
Prior Transfer Doc	000714/314
Record Updated	Jun 08, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR IA
Property Address	720 SW 3RD ST, STUART, IA 50250-2109
Transaction Type	Mortgage
Record Updated	Mar 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020191262
Date	Sep 03, 2019
Instrument	2019-1262

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2034

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR IA
Recording Date	May 06, 2021
Property Address	720 SW 3RD ST, STUART, IA 50250-2109
Document Number	0020210670
Instrument Date	May 02, 2021
Instrument	2021-0670
Transaction Type	Transfer
Record Updated	Mar 03, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$351.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 SW 3RD ST, STUART, IA 50250-2109

Mortgage

Document Number	0020210671
Date	May 06, 2021
Instrument	2021-0671

Lender

Name	MIDWEST FAMILTY LENDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Adair County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Adair County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,492.00	$268,780 (+29.12%) Land $28,840 Building $239,940	$268,780 (+29.12%) Land $28,840 Building $239,940
2024	$3,492.00 (+11.21%)
2023		$208,160 (+28.75%) Land $26,430 Building $181,730	$208,160 (+28.75%) Land $26,430 Building $181,730
2022	$3,140.00	$161,680 Land $16,820 Building $144,860
2021			$161,680 Land $16,820 Building $144,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Adair County (19001C), updated April 4, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 207 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group, Coon Valley Cooperative Telephone Association, Lumen Technologies, Mediacom Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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