720 Surfside Dr, Edenton, NC 27932 Property Records

Chowan County property record for 720 Surfside Dr, Edenton, NC 27932

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,396 sqft · built 1968
Lot Size	0.339 acres (14,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,597 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`781319522067`

Property Details

APN / Parcel Number

Primary APN	`781319522067`
Alternative APN	`16711`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,396 sqft Living Area
Basement Area	884 sqft
Unfinished Basement	884 sqft
Interior Walls	Plywood

Exterior

Year Built	Built 1968
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.339 acres)
Porch	Open Porch
Porch Area	30 sqft
Deck Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	16711
Street Address	720 SURFSIDE DR
City	EDENTON
State	NC
Zip	27932-9281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOTS 9&10 BLK 101 CC
Legal Subdivision	CAPE COLONY
Legal Block	101
Legal Lot Number	9&10
Jurisdiction	CHOWAN NC
Township / Civil Division	4, YEOPIM
Census Block Group	1
Census Block	1036
Census Tract	930102

Owner

Source: Chowan County records · APN 781319522067

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	12910 MAYFLOWER PL, BOWIE, MD 20720-3368
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 27, 2023
Deed Sale	Apr 27, 2023
Deed Document Number	0000569631
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHOWAN NC
Property Address	720 SURFSIDE DR, EDENTON, NC 27932-9281
Transaction Type	Mortgage
Record Updated	Sep 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 SURFSIDE DR, EDENTON, NC 27932-9281

Mortgage

Document Number	000569/631
Date	Apr 27, 2023
Book Page	569/631
Instrument	425287

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Chowan County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chowan County
Unified School District	Edenton-Chowan Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,597.00 (+4.11%)	$278,369 (-) Land $71,400 Building $206,969	$278,369 (-) Land $71,400 Building $206,969
2023	$1,534.00	$278,369 Land $71,400 Building $206,969	$278,369 Land $71,400 Building $206,969

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	49 (1985–2023)
Claims Outside the SFHA	13 of 49
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 24 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
eNCore Connects Fiber	2,000 / 2,000
Mediacom Communications Cable	1,000 / 50

Based on FCC filings for 111 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHOWAN CO WATER SYSTEM serves 11,722 people
Water Source	Groundwater
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.