Virginia Beach City property record for 720 Surfside Ave, Virginia Beach, VA 23451
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,370 sqft · built 1988 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $552,000 (Mar 2020) |
| Tax Bill | $8,687 (2025) |
| Deeds & Mortgages | Dec 2023 Construction Loan Nov 2024 Line of Credit + 5 more |
| APN | 2426-38-4137 |
| Primary APN | 2426-38-4137 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,370 sqft Living Area |
| Gross Area | 2,738 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 322 sqft |
| Deck Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 2426-38-4137 |
|---|---|
| Street Address | 720 SURFSIDE AVE |
| City | VIRGINIA BEACH |
| State | VA |
| Zip | 23451-3677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | CROATAN BEACH BLK 16 LOT 5 |
| Legal Subdivision | CROATAN BEACH |
| Legal Block | 16 |
| Legal Lot Number | 5 |
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Township / Civil Division | VIRGINIA BEACH |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 44008 |
720 Surfside Ave is owned by an individual who bought it in March 2020.
Source: Virginia Beach City records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2200 MEDITERRANEAN AVE, VIRGINIA BEACH, VA 23451-4013 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2023 | Deed of Trust, Mortgage · Construction Mortgage HUTTO ENTERPRISES OF VIRGINIA LLC |
| Nov 8, 2024 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 12, 2021 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Apr 12, 2021 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 18, 2020 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2020 · Amount on File |
| Deed Sale | Mar 18, 2020 · Amount on File |
| Prior Sale | Sep 9, 2004 · Amount on File |
| Deed Document Number | 2020257800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 720 SURFSIDE AVE, VIRGINIA BEACH, VA 23451-3677 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000009499 |
|---|---|
| Date | Dec 22, 2023 |
| Instrument | 202303049499 |
| Name | HUTTO ENTERPRISES OF VIRGINIA LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHESAPEAKE, VA 23322 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 720 SURFSIDE AVE, VIRGINIA BEACH, VA 23451-3677 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007120 |
|---|---|
| Date | Nov 8, 2024 |
| Instrument | 202403047120 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | May 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 720 SURFSIDE AVE, VIRGINIA BEACH, VA 23451-3677 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000827 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 202103030827 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | 26642 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 720 SURFSIDE AVE, VIRGINIA BEACH, VA 23451-3677 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000828 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 202103030828 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 720 SURFSIDE AVE, VIRGINIA BEACH, VA 23451-3677 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000828 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 202103030828 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 720 SURFSIDE AVE, VIRGINIA BEACH, VA 23451-3677 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000827 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 202103030827 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | 26642 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Recording Date | Mar 18, 2020 |
| Property Address | 720 SURFSIDE AVE, VIRGINIA BEACH, VA 23451-3677 |
| Document Number | 0000257800 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 257800 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $552.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 SURFSIDE AVE VIRGINIA BEACH VA 234513677, VIRGINIA BEACH, VA 23451-3677 |
| Document Number | 257810 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 257810 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 720 Surfside Ave was $8,687.
Source: Virginia Beach City assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Virginia Beach City |
| Unified School District | Virginia Beach City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,687.00 | $895,600 Land $535,000 Building $360,600 | $895,600 Land $535,000 Building $360,600 |
| 2023 | $7,163.00 | $723,600 Land $475,000 Building $248,600 | $723,600 Land $475,000 Building $248,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 720 Surfside Ave; there have been 9 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 243 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 401 units insured incl. 158 condo units |
| Nearby Flood Claims | 9 (2003–2020) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 720 Surfside Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900 |
|---|---|
| Water Source | Purchased surface water from CITY OF NORFOLK |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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