St. Charles County property record for 720 Sunset Hills Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,240 sqft · built 1998 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $463,000 (Oct 2025) |
| Tax Bill | $5,203 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | A982000310 |
| Primary APN | A982000310 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,240 sqft Living Area |
| Gross Area | 5,033 sqft |
| 1st Floor Area | 2,296 sqft |
| Basement Area | 2,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 9,148 sqft (0.21 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 28 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A982000310 |
|---|---|
| Street Address | 720 SUNSET HILLS DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-5591 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | TURTLE CREEK #4 LOT 244 |
| Legal Subdivision | TURTLE CREEK #4 |
| Legal Lot Number | 244 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 311712 |
720 Sunset Hills Dr is owned and occupied by two individuals who bought it in October 2025.
Source: St. Charles County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 720 SUNSET HILLS DR, O FALLON, MO 63366-5591 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2025 | Warranty Deed, Transfer · Conventional Mortgage THE F&M BANK & TRUST CO |
| Apr 12, 2024 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2025 · Amount on File |
| Deed Sale | Oct 2, 2025 · Amount on File |
| Prior Sale | Jul 22, 2024 · Amount on File |
| Deed Document Number | 202543588 |
| Prior Transfer Date | Sep 3, 2004 |
| Prior Transfer Doc | 0000869800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 2, 2025 |
| Property Address | 720 SUNSET HILLS DR, O FALLON, MO 63366-5591 |
| Document Number | 0000043588 |
| Map Reference | MB 34 PG 142-144 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025R-043588 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | USTC, UST |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7426 ORIEN AVE, LA MESA, CA 91941-7720 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 720 SUNSET HILLS DR, COTTLEVILLE, MO 63366-5591 |
| Document Number | 0000043589 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 2025R-043589 |
| Name | THE F&M BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 12, 2024 |
| Property Address | 720 SUNSET HILLS DR, O FALLON, MO 63366-5591 |
| Document Number | 0000013790 |
| Map Reference | MB 34 PG 142-144 |
| Instrument Date | Apr 11, 2024 |
| Instrument | 2024R-013790 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1223 W ROSCOE ST, CHICAGO, IL 60657-1423 |
The 2025 property tax bill for 720 Sunset Hills Dr was $5,203, up 3.4% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,188 (-) | $427,305 (-) Land $80,002 Building $347,303 | |
| 2025 | $5,203.00 (+3.44%) | $81,188 | $427,305 Land $80,002 Building $347,303 |
| 2024 | $5,030.00 | ||
| 2023 | $76,224 (+29.58%) | ||
| 2022 | $4,178.00 | $58,824 | $401,180 (+29.58%) Land $65,000 Building $336,180 |
| 2021 | $309,601 Land $52,000 Building $257,601 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 720 Sunset Hills Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 22 (1981–2022) |
| Claims Outside the SFHA | 6 of 22 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 720 Sunset Hills Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Verizon, Wisper ISP.
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