Howard County property record for 720 State Rte O, Fayette, MO 65248
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2,996 sqft · built 1987 |
| Lot Size | 111 acres (4,878,284 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,078 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-8.0-33-000-000-004.000 |
| Primary APN | 08-8.0-33-000-000-004.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,996 sqft Total Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 4,878,284 sqft (111 acres) |
| Shed | 1 Shed |
| Shed Area | 3,960 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 2197 |
|---|---|
| Street Address | 720 STATE ROUTE O |
| City | FAYETTE |
| State | MO |
| Zip | 65248-9234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0914-00 S1/2 NE & SE NW LYING E OF ST RT O TRUST BK 385 PG 903 12/91 BK 260/86 |
| Legal Range | 15 |
| Legal Township | 51 |
| Legal Section | 33 |
| Jurisdiction | HOWARD MO |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 960300 |
720 State Rte O, a single family home, is held in a trust.
Source: Howard County records, as of August 11, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 720 STATE ROUTE O, FAYETTE, MO 65248-9234 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MO |
| Property Address | 720 STATE ROUTE O, FAYETTE, MO 65248-9234 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000000508/0000000248 |
|---|---|
| Date | Mar 2, 2018 |
| Book Page | 0000000508/0000000248 |
| Instrument | 20180280 |
| Name | EXCHANGE BANK OF MISSOURI |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 720 State Rte O was $4,078.
Source: Howard County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Howard County |
| Unified School District | Fayette R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,240 (-) | $314,915 (-) Land $37,645 Building $277,270 | |
| 2025 | $4,078.00 | $56,240 | $314,915 Land $37,645 Building $277,270 |
| 2024 | $4,078.00 (-0.32%) | ||
| 2023 | $4,091.00 (-0.02%) | $56,240 | $314,915 Land $37,645 Building $277,270 |
| 2022 | $4,092.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 720 State Rte O in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 720 State Rte O is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THOMAS HILL PWSD 1 serves 11,250 people · EPA ID MO2024504 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Air Link Rural Broadband Fiber | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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