McHenry County property record for 720 Spruce Tree Dr, Cary, IL 60013
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,985 sqft · built 1992 |
| Lot Size | 0.385 acres (16,751 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $442,500 (Apr 2006) |
| Tax Bill | $11,893 (2024) |
| Deeds & Mortgages | Apr 2026 Sale Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-07-477-003 |
| Primary APN | 20-07-477-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,985 sqft Living Area |
| 1st Floor Area | 1,433 sqft |
| Basement Area | 1,351 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 16,751 sqft (0.385 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 720 SPRUCE TREE DR |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-3142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0046081 LT 27 PATRIOT MEADOWS |
| Legal Subdivision | PATRIOT MEADOWS |
| Legal Block | 477 |
| Legal Lot Number | 27 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 871307 |
Source: McHenry County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 720 SPRUCE TREE DR, CARY, IL 60013-3142 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 30, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2006 · Amount on Record |
| Deed Sale | Apr 17, 2006 · Amount on Record |
| Deed Document Number | 200627072 |
| Last Transfer Date | Sep 27, 2020 |
| Transfer Doc | 0000046081 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 22, 2026 |
| Property Address | 720 SPRUCE TREE DR, CARY, IL 60013-3142 |
| Document Number | 0000010921 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202610921 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 720 SPRUCE TREE DR, CARY, IL 60013-3142 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 30, 2020 |
| Property Address | 720 SPRUCE TREE DR, CARY, IL 60013-3142 |
| Document Number | 0000046081 |
| Map Reference | DOC 90R037212 |
| Instrument Date | Sep 27, 2020 |
| Instrument | 2020R0046081 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 720 SPRUCE TREE DR, CARY, IL 60013-3142 |
| Document Number | 0000046082 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 2020R0046082 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2040 |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Cary Village |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $11,893.00 | $149,225 (-6.58%) Land $32,371 Building $116,854 | $447,675 (-6.58%) Land $97,113 Building $350,562 |
| 2022 | Homeowner's exemption | $159,743 Land $35,508 Building $124,235 | $479,229 Land $106,524 Building $372,705 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARY serves 17,826 people · EPA ID IL1110100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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