720 Spruce St, Roselle, NJ 07203 Property Records

Union County and Roselle Borough property record for 720 Spruce St, Roselle, NJ 07203

Property Summary

Property Type	Single Family Home
Details	1,148 sqft · built 1918
Lot Size	0.069 acres (3,001 sqft)
Owner	Individual Name on Record
Last Sale	$351,000 (Jul 2022)
Tax Bill	$8,095 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02102-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`14-02102-0000-00027`
Alternative APNs	`140210200027` `1215`

Interior

Stories	2 Stories
Building Area	1,148 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Construction Type	Frame
Lot Area	3,001 sqft (0.069 acres)
Lot Dimensions	100 ft deep x 30 ft wide

Location & Zoning

Account Number	1215
Street Address	720 SPRUCE ST
City	ROSELLE
State	NJ
Zip	07203-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	ADDITIONAL LOTS: DEED 20154.
Legal Block	2102
Legal Lot Number	27
Jurisdiction	UNION NJ
Township / Civil Division	ROSELLE
Census Block Group	3
Census Block	3002
Census Tract	34400

Owner

Source: Union County and Roselle Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 SPRUCE ST, ROSELLE, NJ 07203-2134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2022 · Amount on Record
Deed Sale	Jul 13, 2022 · Amount on Record
Prior Sale	May 2, 2003 · Amount on Record
Deed Document Number	202220154
Deed Book / Page	6472 / 2496
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jul 13, 2022
Property Address	720 SPRUCE ST, ROSELLE, NJ 07203-2134
Document Number	0064722496
Book / Page	6472 / 2496
Instrument Date	Jul 6, 2022
Instrument	20154
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	ATLANTIC TITLE AND ESCROW SERVICES L, ATLANTIC TTL & STLMT SVC LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,284.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1544 COPPERFIELD CIR, 1544, TALLAHASSEE, FL 32312-3789

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 SPRUCE ST, ROSELLE, NJ 07203-2134

Mortgage

Document Number	0000040225
Date	Jul 13, 2022
Instrument	40225

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Union County and Roselle Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Roselle Borough
Unified School District	Roselle Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,500 (-) Land $51,400 Building $37,100	$88,500 (-) Land $51,400 Building $37,100
2025	$8,095.00 (+5.2%)	$88,500 (-) Land $51,400 Building $37,100	$88,500 (-) Land $51,400 Building $37,100
2024	$7,695.00 (+1.87%)
2023		$88,500 Land $51,400 Building $37,100	$88,500 Land $51,400 Building $37,100
2022	$7,554.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1978–2025)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 884 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures