720 Sprig Way, Los Banos, CA 93635 Property Records

Merced County property record for 720 Sprig Way, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,679 sqft · built 2001
Lot Size	0.138 acres (6,025 sqft)
Owner	2 Individual Names on File
Last Sale	$214,500 (Jan 2001)
Tax Bill	$3,755 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084-223-001-000`

Property Details

APN / Parcel Number

Primary APN	`084-223-001-000`
Alternative APN	`084-223-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,679 sqft Living Area
Gross Area	487 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,025 sqft (0.138 acres)
Garage Type	Attached
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces
Patio Area	19 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	084-223-001
Street Address	720 SPRIG WAY
City	LOS BANOS
State	CA
Zip	93635-9431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MDW - LNDS #1-4 LOT 176
Legal Subdivision	MEADOW LANDS 01 04
Legal Lot Number	176
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	3
Census Block	3003
Census Tract	2303

Owner

720 Sprig Way is owned and occupied by two individuals who acquired it in June 2005.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	720 SPRIG WAY, LOS BANOS, CA 93635-9431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 4, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 9, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2001 · Amount on File
Deed Sale	Jan 8, 2001 · Amount on File
Deed Document Number	2001713
Deed Book / Page	4111 / 644
Last Transfer Date	Jun 10, 2005
Transfer Doc	0000046205
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	720 SPRIG WAY, LOS BANOS, CA 93635-9431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 SPRIG WAY, LOS BANOS, CA 93635-9431

Mortgage

Document Number	0000048732
Date	Dec 17, 2020
Instrument	2020048732

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	720 SPRIG WAY, LOS BANOS, CA 93635-9431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007549
Date	Mar 4, 2020
Instrument	2020007549

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 3, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	720 SPRIG WAY, LOS BANOS, CA 93635-9431
Document Number	0000001483
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Feb 23, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 SPRIG WAY LOS BANOS CA 936359431, LOS BANOS, CA 93635-9431

Mortgage

Document Number	0000001483
Date	Jan 17, 2017
Instrument	1483

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 720 Sprig Way was $3,755 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$329,502 (+2%) Land $53,779 Building $275,723
2025	$3,755.00 Homeowner's exemption	$323,042 Land $52,725 Building $270,317
2023	$3,574.00 (+1.79%) Homeowner's exemption	$310,500 Land $50,679 Building $259,821
2022	$3,511.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 720 Sprig Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Sprig Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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