720 Simonton St, #LEFT, Key West, FL 33040 Property Records

Monroe County property record for 720 Simonton St, #LEFT, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 660 sqft · built 1948
Lot Size0.055 acres (2,410 sqft)
Owner2 Individual Names on File
Last Sale$810,000 (Jan 2022)
Tax Bill$6,889 (2024)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00015870-000100

Property Details

APN / Parcel Number

Primary APN00015870-000100
Alternative APNs
  • 01010100015870000100
  • 1016250

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area660 sqft Living Area
1st Floor Area660 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 2014
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,410 sqft (0.055 acres)
Lot Dimensions59 ft deep x 27 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area66 sqft
Deck AreaDeck Area
Patio Area404 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1016250
Street Address720 SIMONTON ST, LEFT
CityKEY WEST
StateFL
Zip33040-7475
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHNC-1
Legal DescriptionKW PT LOT 3 SQR 2 TR 4 AND 1/6 INT IN AREA USED FOR PARKING OR675-784/85 OR935-607/08 OR1082-2083/84 OR1416-1046/48 OR1419-499 OR1419-2153 OR1434-955/57 OR1440-764/67 OR2626-1920/22 OR2747-2235/36 OR3151-1597
Legal Range25E
Legal Township68S
Legal Section06
Legal Subdivision715 DUVAL CONDO
Legal Tract4,1
Legal Lot Number3
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3020
Census Tract972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

720 Simonton St, #LEFT is owned by two individuals who bought it in January 2022.

Source: Monroe County records, as of December 29, 2025

Owner of Record2 Individual Names on File
Mailing Address1144 PROVIDENCE LN, LEXINGTON, KY 40502-2381
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2022 · Amount on File
Deed SaleJan 28, 2022 · Amount on File
Prior SaleJun 26, 2015 · Amount on File
Deed Document Number20222358951
Deed Book / Page3151 / 1597
Prior Transfer DateApr 18, 2013
Prior Transfer Doc0026261920
Record UpdatedJun 8, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 28, 2022
Property Address720 SIMONTON ST, KEY WEST, FL 33040-7475
Document Number0031511597
Book / Page3151 / 1597
Instrument DateJan 24, 2022
Instrument2358951
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,670.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address122 PELICAN RD, TAVERNIER, FL 33070-2440

Transferred To (Grantee/Buyer)

NameVerified Name
Address1144 PROVIDENCE LN, LEXINGTON, KY 40502-2381

Mortgage

Document Number0031511601
DateJan 28, 2022
Instrument3151/1601
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$817,130 Land $681,456 Building $135,674$817,130 Land $681,456 Building $135,674
2024$6,889.00 (+10.05%)
2023$6,260.00 (+2.47%)$692,849 (-4.92%) Land $571,986 Building $120,863$692,849 (-4.92%) Land $571,986 Building $120,863
2022$6,109.00$728,723 Land $488,330 Building $240,393$728,723 Land $488,330 Building $240,393

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Simonton St, #LEFT in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 285 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies328 units insured
incl. 43 condo units
Nearby Flood Claims89 (1980–2025)
Claims Outside the SFHA43 of 89
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 23 claims
  • Hurricane Wilma, Oct 2005 · 8 claims
  • Hurricane Georges, Sep 1998 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 720 Simonton St, #LEFT has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon.

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