720 Settler Rd, Fenton, MO 63026 Property Records

St. Louis County property record for 720 Settler Rd, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft · built 1978
Lot Size	0.233 acres (10,154 sqft)
Owner	2 Individual Names on File
Last Sale	$211,400 (Sep 2015)
Tax Bill	$3,963 (2025)
Deeds & Mortgages	May 2023 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28P-54-0473`

Property Details

APN / Parcel Number

Primary APN	`28P-54-0473`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
Gross Area	1,630 sqft
1st Floor Area	1,200 sqft
Basement Area	160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,154 sqft (0.233 acres)
Lot Dimensions	72 ft deep x 72 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	50 sqft
Deck Area	100 sqft
Patio Area	240 sqft
Balcony Area	110 sqft
Utility Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	720 SETTLER RD
City	FENTON
State	MO
Zip	63026-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	WAGON RIDGE FARM ADDITION 7 17 78 LOT 8
Legal Subdivision	WAGON RIDGE FARM ADDITION
Legal Lot Number	8
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	2
Census Block	2013
Census Tract	221425

Owner

720 Settler Rd is owned and occupied by two individuals who bought it in September 2015.

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	720 SETTLER RD, FENTON, MO 63026-3301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage REGIONS BANK
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GSF MORTGAGE CORP
Jul 26, 2017	Deed of Trust, Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2015 · Amount on File
Deed Sale	Sep 10, 2015 · Amount on File
Prior Sale	May 24, 2001 · Amount on File
Deed Document Number	2015573
Deed Book / Page	21674 / 2426
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	720 SETTLER RD, FENTON, MO 63026-3301
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 SETTLER RD, FENTON, MO 63026-3301

Mortgage

Document Number	2023050900095
Date	May 9, 2023
Instrument	2023050900095

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 1, 2038

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	720 SETTLER RD, FENTON, MO 63026-3301
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FREEDOM TITLE LLC ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 SETTLER RD, FENTON, MO 63026-3301

Mortgage

Document Number	0241523231
Date	Jul 29, 2020
Book Page	24152/3231
Instrument	2020072900459

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	720 SETTLER RD, FENTON, MO 63026-3301
Document Number	0226421579
Book / Page	022642 / 001579
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	720 SETTLER RD FENTON MO 630263301, FENTON, MO 63026-3301

Mortgage

Document Number	0226421579
Date	Aug 8, 2017
Book Page	022642/001579
Instrument	497

Lender

Name	HOME PT FIN'L
Address	ANN ARBOR, MI 48108

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 7, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 720 Settler Rd was $3,963, up 8.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,320 (-) Land $24,570 Building $29,750	$285,900 (-) Land $129,300 Building $156,600
2025	$3,963.00 (+8.75%)	$54,320 Land $24,570 Building $29,750	$285,900 Land $129,300 Building $156,600
2024	$3,644.00 (+0.08%)
2023	$3,641.00 (+8.14%)	$48,830 (+15.14%) Land $18,870 Building $29,960	$257,000 Land $99,300 Building $157,700
2022	$3,367.00	$42,410 Land $18,870 Building $23,540
2021			$223,200 Land $99,300 Building $123,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 720 Settler Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 720 Settler Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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