Gaston County property record for 720 S Main St, Belmont, NC 28012
| Property Type | Other Improved |
|---|---|
| Details | 2 bd · 1 ba · 1,765 sqft · built 2022 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | Company Name on File |
| Tax Bill | $7,412 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 305072 |
| Primary APN | 305072 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,765 sqft Heated Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Lot Area | 40,946 sqft (0.94 acres) |
| Street Address | 720 S MAIN ST |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | R1 |
| Legal Description | R F RANKIN L 37-39, 80-84, P/110-114 03 017 109 00 000 & 108 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | RIVERBEND |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 31102 |
720 S Main St is owned by a company.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 144 TWIN SISTERS LN, MOORESVILLE, NC 28117-8318 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SOUTH STATE BANK NA |
| Jul 9, 2021 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 720 S MAIN ST, BELMONT, NC 28012-3726 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Title Company | FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 720 S MAIN ST, MOUNT HOLLY, NC 28120-1558 |
| Document Number | 0054232434 |
|---|---|
| Date | Jul 21, 2023 |
| Book Page | 5423/2434 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30326 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 1, 2033 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 9, 2021 |
| Property Address | 720 S MAIN ST, BELMONT, NC 28012-3726 |
| Document Number | 0052450271 |
| Book / Page | 5245 / 271 |
| Instrument Date | May 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 144 TWIN SISTERS LN, MOORESVILLE, NC 28117-8318 |
The 2026 property tax bill for 720 S Main St was $7,412.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Mount Holly City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,412.00 | $738,260 Land $327,570 Building $410,690 | |
| 2023 | $7,400.00 | $729,150 Land $327,570 Building $401,580 | |
| 2021 | $409,350 Land $327,570 Building $81,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 720 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 720 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNT HOLLY serves 19,200 people · EPA ID NC0136020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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