720 S Front St, Chesaning, MI 48616 Property Records

Saginaw County property record for 720 S Front St, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,665 sqft · built 1950
Lot Size	0.479 acres (20,865 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,861 (2025)
Deeds & Mortgages	Nov 2025 Transfer Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-09-3-16-1006-800`

Property Details

APN / Parcel Number

Primary APN	`13-09-3-16-1006-800`
Alternative APN	`13093161006B00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,665 sqft Living Area
1st Floor Area	1,665 sqft
Basement Area	1,423 sqft
Unfinished Basement	1,423 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Combination
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,865 sqft (0.479 acres)
Lot Dimensions	158 ft deep x 132 ft wide
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	391 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Street Address	720 S FRONT ST
City	CHESANING
State	MI
Zip	48616-1452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 8 & 9 EXC. N.91 FT.OF LOT 8. BLOCK A. MASON S ADD. VILLAGE OF CHESANING SEC 16 T09N R3E
Legal Range	03E
Legal Township	09N
Legal Section	16
Legal Subdivision	BLOCK A. MASON S ADD
Legal Block	A
Legal Lot Number	8-9
Legal Unit	8
Jurisdiction	SAGINAW MI
Township / Civil Division	CHESANING
Census Block Group	3
Census Block	3015
Census Tract	12700

Owner

720 S Front St is owner-occupied and held in a trust since November 2025.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	720 S FRONT ST, CHESANING, MI 48616-1452
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Intrafamily Transfer, Transfer
Aug 3, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC
Aug 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 5, 2025
Transfer Doc	0000026877
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Nov 17, 2025
Property Address	720 S FRONT ST, CHESANING, MI 48616-1452
Document Number	0000026877
Instrument Date	Nov 5, 2025
Instrument	2025026877
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 S FRONT ST, CHESANING, MI 48616-1452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 S FRONT ST, CHESANING, MI 48616-1452

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	720 S FRONT ST, CHESANING, MI 48616-1452
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019060
Date	Aug 3, 2020
Instrument	2020019060

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2035

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	720 S FRONT ST, CHESANING, MI 48616-1452
Document Number	0000022876
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	720 S FRONT ST CHESANING MI 486161452, CHESANING, MI 48616-1452

Mortgage

Document Number	0000022876
Date	Aug 10, 2017
Instrument	22876

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 720 S Front St was $3,861 with a homeowner's exemption, up 2.8% from the year before.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Chesaning Township
Municipality	Chesaning Village
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,300 (+10.38%)	$246,600 (+10.38%)
2025	$3,861.00 (+2.8%) Homeowner's exemption	$111,700	$223,400
2024	$3,756.00
2023		$87,100	$174,200
2022	$2,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 S Front St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 S Front St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CHESANING serves 2,394 people · EPA ID MI0001380
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: DayStarr.

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