720 S Chipman St, Owosso, MI 48867 Property Records

Shiawassee County property record for 720 S Chipman St, Owosso, MI 48867

Property Summary

Property Type	Commercial
Details	1,560 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Apr 2025)
Tax Bill	$2,703 (2025)
Deeds & Mortgages	Jun 2023 Sale
Flood Zone	Zone X (moderate risk)
APN	`050-113-008-001-00`

Property Details

APN / Parcel Number

Primary APN	`050-113-008-001-00`

Interior

Building Area	1,560 sqft Building Perimeter

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	720 S CHIPMAN ST
City	OWOSSO
State	MI
Zip	48867-3373
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 1 BLK 8 CITY ASSESSORS PLAT 3
Legal Subdivision	ASSESSORS 3 -CITY OF OWOSSO
Legal Block	8
Legal Lot Number	1
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	1
Census Block	1027
Census Tract	30700

Owner

720 S Chipman St, a commercial property, is owned by an individual who bought it in April 2025.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1215 CENTER ST, OWOSSO, MI 48867-1422
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2025 · Amount on File
Deed Sale	Apr 17, 2025 · Amount on File
Prior Sale	Apr 16, 2025 · Amount on File
Deed Document Number	20253391071
Deed Book / Page	1326 / 683
Record Updated	Oct 29, 2026

June 2023: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	SHIAWASSEE MI
Recording Date	Jun 15, 2023
Property Address	720 S CHIPMAN ST, OWOSSO, MI 48867-3373
Document Number	0013080019
Book / Page	1308 / 19
Map Reference	LB 1 PG 43
Instrument Date	Jun 9, 2023
Instrument	3372151
Transaction Type	Transfer
Record Updated	Jul 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3624 EMMAUS LN, HOWELL, MI 48855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 CALVERT ST, OWOSSO, MI 48867-4761

Tax Assessment & Valuation

The 2025 property tax bill for 720 S Chipman St was $2,703.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,400 (+3.11%)	$92,800 (+3.11%)
2025	$2,703.00	$45,000	$90,000
2023	$1,756.00	$37,900	$75,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 S Chipman St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 720 S Chipman St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20