720 S 4th St, Aurora, IL 60505 Property Records

Kane County property record for 720 S 4th St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,298 sqft · built 1900
Lot Size	0.232 acres (10,120 sqft)
Owner	Individual Name on File
Tax Bill	$3,685 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-27-376-003`

Property Details

APN / Parcel Number

Primary APN	`15-27-376-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,298 sqft Living Area
Gross Area	2,214 sqft
Basement Area	616 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	10,120 sqft (0.232 acres)
Lot Dimensions	154 ft deep x 65.5 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	720 S 4TH ST
City	AURORA
State	IL
Zip	60505-5143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VAUGHN & TITSWORTHS : SUBDN LOT 3 LOT DIMENSIONS: 65.5 X 154.5 APPROX LOT SQ FT 10120 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal Subdivision	VAUGHN&TITSWORTHS SUB
Legal Block	3
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3012
Census Tract	854200

Owner

720 S 4th St is owned and occupied by an individual.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	720 S 4TH ST, AURORA, IL 60505-5143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EARTHMOVER CU
Jul 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage EARTHMOVER CU
Jun 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage EARTHMOVER CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	720 S 4TH ST, AURORA, IL 60505-5143
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036290
Date	Jul 14, 2022
Instrument	2022K036290

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	AURORA, IL 60507

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 5, 2032

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	720 S 4TH ST, AURORA, IL 60505-5143
Document Number	0000039857
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 S 4TH ST AURORA IL 605055143, AURORA, IL 60505-5143

Mortgage

Document Number	0000039857
Date	Aug 15, 2018
Instrument	39857

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	AURORA, IL 60507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 14, 2023

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	720 S 4TH ST, AURORA, IL 60505-5143
Document Number	0000039222
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 S 4TH ST AURORA IL 605055143, AURORA, IL 60505-5143

Mortgage

Document Number	0000039222
Date	Jul 28, 2017
Instrument	39222

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	AURORA, IL 60507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 27, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 720 S 4th St was $3,685 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,685.00 Homeowner's exemption	$64,429 (+9.39%) Land $9,476 Building $54,953	$193,364 (+9.39%) Land $28,439 Building $164,925
2024		$58,899 Land $8,663 Building $50,236	$176,768 Land $25,999 Building $150,768
2022	$3,240.00 (+3.71%) Homeowner's exemption	$48,016 (+7.41%) Land $7,062 Building $40,954	$144,048 (+7.41%) Land $21,186 Building $122,862
2021	$3,124.00 Homeowner's exemption	$44,704 Land $6,575 Building $38,129	$134,112 Land $19,725 Building $114,387

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 S 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 720 S 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon, Watch TV.

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