Mecklenburg County property record for 720 Rowan St, Charlotte, NC 28208
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1962 |
| Lot Size | 0.173 acres (7,536 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $42,500 (Apr 1989) |
| Tax Bill | $636 (2025) |
| Deeds & Mortgages | Aug 2026 Reverse Mortgage Aug 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 063-026-16 |
| Primary APN | 063-026-16 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,536 sqft (0.173 acres) |
| Porch | Porch |
| Porch Area | 25 sqft |
| Patio Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 720 ROWAN ST |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28208-2321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | P15-17 B5 M332-153 |
| Legal Subdivision | CARMEL STATION 02 |
| Legal Block | 5 |
| Legal Lot Number | 16 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 4302 |
Source: Mecklenburg County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 720 ROWAN ST, CHARLOTTE, NC 28208-2321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2026 | Deed of Trust, Mortgage · Reverse Mortgage MORTGAGE MORTGAGE |
| Aug 31, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 1989 · Amount on Record |
| Deed Sale | Apr 27, 1989 · Amount on Record |
| Deed Book / Page | 6017 / 9 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 31, 2026 |
| Property Address | 720 ROWAN ST, CHARLOTTE, NC 28208-2321 |
| Document Number | 0000094265 |
| Book / Page | 40687 / 547 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 202694265 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SERVICES L |
| Name | Verified Name |
|---|---|
| Address | 720 ROWAN ST, CHARLOTTE, NC 28208-2321 |
| Document Number | 0000094265, |
|---|---|
| Date | Aug 31, 2026 |
| Book Page | 40687/547 |
| Instrument | 202694265 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 959 Months |
| Due | Jul 1, 2106 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 31, 2026 |
| Property Address | 720 ROWAN ST, CHARLOTTE, NC 28208-2321 |
| Document Number | 0000094266 |
| Book / Page | 40687 / 561 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 202694266 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SERVICES L |
| Name | Verified Name |
|---|---|
| Address | 720 ROWAN ST, CHARLOTTE, NC 28208-2321 |
| Document Number | 0000094266, |
|---|---|
| Date | Aug 31, 2026 |
| Book Page | 40687/561 |
| Instrument | 202694266 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 959 Months |
| Due | Jul 1, 2106 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $636.00 | $120,500 Land $27,500 Building $93,000 | $120,500 Land $27,500 Building $93,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1980–2011) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Aug 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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