720 Riva Ridge Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 720 Riva Ridge Dr, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,204 sqft · built 2004
Lot Size0.355 acres (15,478 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Aug 2022)
Tax Bill$2,614 (2022)
Deeds & MortgagesAug 2022 Sale & Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-597-0692-9

Property Details

APN / Parcel Number

Primary APNC56-000-597-0692-9
Alternative APN
  • 28-3N-23-2352-000A-0200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,204 sqft Heated Area
Gross Area3,226 sqft
1st Floor Area2,204 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area15,478 sqft (0.355 acres)
Garage TypeFinished
Garage Area484 sqft
PorchOpen Porch
Porch Area379 sqft
Patio Area159 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address720 RIVA RIDGE DR
CityCRESTVIEW
StateFL
Zip32539-6046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTEEPLECHASE PH III LOT 20 BLK A
Legal Range23
Legal Township03N
Legal Section28
Legal SubdivisionSTEEPLECHASE PH III
Legal Phase3
Legal BlockA
Legal Lot Number20
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2000
Census Tract20702

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address720 RIVA RIDGE DR, CRESTVIEW, FL 32539-6046
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2022Warranty Deed, Transfer · VA Mortgage
PENTAGON FCU
Dec 21, 2020Warranty Deed, Transfer · VA Mortgage
MORTGAGE ONE OF THE SOUTH INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2022 · Amount on Record
Deed SaleAug 18, 2022 · Amount on Record
Prior SaleDec 21, 2020 · Amount on Record
Deed Document Number0036382960
Deed Book / Page3638 / 2960
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 18, 2022
Property Address720 RIVA RIDGE DR, CRESTVIEW, FL 32539-6046
Document Number0036382960
Book / Page3638 / 2960
Map ReferenceMB 17 PG 52
Instrument DateAug 18, 2022
Instrument3572704
Transaction TypeTransfer
Record UpdatedSep 19, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address720 RIVA RIDGE DR, 720, CRESTVIEW, FL 32539-6046

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 392, NICEVILLE, FL 32588-0392
InvestorPossibly a Property Investor

Mortgage

Document Number0036382962
DateAug 18, 2022
Instrument3638/2962
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 21, 2020
Property Address720 RIVA RIDGE DR, CRESTVIEW, FL 32539-6046
Document Number0035132900
Book / Page3513 / 2900
Map ReferenceMB 17 PG 52
Instrument DateDec 18, 2020
Instrument3416483
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyCHAMPIONSHIP TITLE AGCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address180 KLINE RD, 180, WAHIAWA, HI 96786-5816

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 RIVA RIDGE DR, CRESTVIEW, FL 32539-6046

Mortgage

Document Number0035132902
DateDec 21, 2020
Instrument3513/2902
Lender
NameMORTGAGE ONE OF THE SOUTH INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Disabled Person's exemption Veteran's exemption$275,414 (-6.65%) Land $37,664 Building $237,750$275,414 (-6.65%) Land $37,664 Building $237,750
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$295,043 (+39.19%) Land $32,000 Building $263,043$295,043 (+9.3%) Land $32,000 Building $263,043
2022$2,614.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$211,974$269,943 Land $23,178 Building $246,765

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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