Bergen County and Oradell Borough property record for 720 Ridgewood Rd, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 2,291 sqft · built 1983 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $855,000 (Sep 2023) |
| Tax Bill | $18,261 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00410-0000-00021 |
| Primary APN | 44-00410-0000-00021 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,291 sqft Living Area |
| 1st Floor Area | 2,291 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 8,999 sqft (0.207 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 4400214000000010A |
|---|---|
| Street Address | 720 RIDGEWOOD RD |
| City | ORADELL |
| State | NJ |
| Zip | 07649-2045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | .2066 |
| Legal Block | 410 |
| Legal Lot Number | 21 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 40002 |
720 Ridgewood Rd is owned and occupied by two individuals who bought it in September 2023.
Source: Bergen County and Oradell Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 720 RIDGEWOOD RD, ORADELL, NJ 07649-2045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2023 | Deed, Transfer · Conventional Mortgage UNITED MORTGAGE NATION LLC |
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2023 · Amount on File |
| Deed Sale | Sep 6, 2023 · Amount on File |
| Prior Sale | Dec 19, 2016 · Amount on File |
| Deed Document Number | 202358363 |
| Deed Book / Page | 5075 / 964 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 6, 2023 |
| Property Address | 720 RIDGEWOOD RD, ORADELL, NJ 07649-2045 |
| Document Number | 0050750964 |
| Book / Page | 5075 / 964 |
| Instrument Date | Aug 10, 2023 |
| Instrument | 2023058363 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Title Company | BLUELAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,893.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 133 FOSTER TER, RIDGEWOOD, NJ 07450-5022 |
| Name | Verified Name |
|---|---|
| Address | 720 RIDGEWOOD RD, ORADELL, NJ 07649-2045 |
| Document Number | 2023058364 |
|---|---|
| Date | Sep 6, 2023 |
| Instrument | 2023058364 |
| Name | UNITED MORTGAGE NATION LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 720 RIDGEWOOD RD, ORADELL, NJ 07649-2045 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Title Company | MEGA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0040901921 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 4090/1921 |
| Instrument | 2021060409 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 720 Ridgewood Rd was $18,261, up 3.2% from the year before.
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $832,000 (+4.56%) Land $383,400 Building $448,600 | $832,000 (+4.56%) Land $383,400 Building $448,600 | |
| 2025 | $18,261.00 (+3.18%) | $795,700 Land $360,300 Building $435,400 | $795,700 Land $360,300 Building $435,400 |
| 2024 | $17,698.00 | ||
| 2023 | $631,800 (+3.95%) Land $262,500 Building $369,300 | $631,800 (+3.95%) Land $262,500 Building $369,300 | |
| 2022 | $16,252.00 (+0.05%) | $607,800 Land $253,100 Building $354,700 | $607,800 Land $253,100 Building $354,700 |
| 2021 | $16,244.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 720 Ridgewood Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 720 Ridgewood Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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