720 Red Oak Ter, Wayne, PA 19087 Property Records

Montgomery County property record for 720 Red Oak Ter, Wayne, PA 19087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,218 sqft · built 1950
Lot Size	0.729 acres (31,759 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (May 2022)
Tax Bill	$5,878 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58-00-15724-00-4`

Property Details

APN / Parcel Number

Primary APN	`58-00-15724-00-4`
Alternative APN	`58001C004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,218 sqft Living Area
1st Floor Area	1,770 sqft
Basement Area	448 sqft
Finished Basement	448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	31,759 sqft (0.729 acres)
Lot Width	25 ft Width
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	168 sqft
Deck Area	Deck Area
Patio Area	389 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	720 RED OAK TER
City	WAYNE
State	PA
Zip	19087-2340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 8A
Legal Subdivision	CHARLES R & CAROL K MCCOLLOUGH
Legal Block	1C
Legal Lot Number	8
Jurisdiction	MONTGOMERY PA
Township / Civil Division	UPPER MERION
Census Block Group	1
Census Block	1019
Census Tract	205903

Owner

Source: Montgomery County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 RED OAK TER, WAYNE, PA 19087-2340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 24, 2022	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	Dec 1, 1982 · Amount on Record
Deed Document Number	202257416
Deed Book / Page	6283 / 2306
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	720 RED OAK TER, WAYNE, PA 19087-2340
Transaction Type	Mortgage
Record Updated	Mar 7, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 RED OAK TER, WAYNE, PA 19087-2340

Mortgage

Document Number	0155330424
Date	Mar 8, 2022
Book Page	15533/424
Instrument	2022028422

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	297 Months
Due	Nov 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY PA
Recording Date	May 24, 2022
Property Address	720 RED OAK TER, WAYNE, PA 19087-2340
Document Number	0062832306
Book / Page	6283 / 2306
Map Reference	MB C-12 PG 81
Instrument Date	May 21, 2022
Instrument	2022057416
Transaction Type	Transfer
Record Updated	Mar 7, 2024
Title Company	TOHICKON SETTLEMENT SERVICES INC, TOHICKON SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	720 RED OAK TER, WAYNE, PA 19087-2340

Mortgage

Document Number	2022057417
Date	May 24, 2022
Instrument	2022057417

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Montgomery County
County Subdivision	Upper Merion Township
Unified School District	Upper Merion Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,878.00	$170,730 (-)	$170,730 (-)
2025	$5,878.00 (+11.73%)
2024		$170,730 (-) Land $70,230 Building $100,500
2023	$5,261.00 (+3.67%)	$170,730 Land $70,230 Building $100,500
2022	$5,075.00
1998			$170,730 (-) Land $70,230 Building $100,500
1996			$170,730 Land $70,230 Building $100,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (1994–2021)
Claims Outside the SFHA	16 of 19
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Tropical Depression Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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