Caldwell County property record for 720 Railroad St, Maxwell, TX 78656
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,232 sqft · built 1965 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,528 (2026) |
| Deeds & Mortgages | Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0100188-200-011-00 |
| Primary APN | 0100188-200-011-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,232 sqft Living Area |
| 1st Floor Area | 2,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Georgian |
| Exterior Material | Brick |
| Roof Type | Reinforced Concrete |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Mixed |
| Garage Area | 768 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Patio Area | 336 sqft |
| Storage Building | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 41903 |
|---|---|
| Street Address | 720 RAILROAD ST |
| City | MAXWELL |
| State | TX |
| Zip | 78656-4526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A188 MAXWELL, THOMAS, ACRES 5.0 |
| Legal Subdivision | MAXWELL, THOMAS |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | MARTINDALE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 960502 |
Source: Caldwell County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 720 RAILROAD ST, MAXWELL, TX 78656-4526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Property Address | 720 RAILROAD ST, MAXWELL, TX 78656-4526 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|
| Document Number | 2018001223 |
|---|---|
| Date | Mar 7, 2018 |
| Instrument | 2018-001223 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Lending Institution |
| Address | MERIDEN, CT 06450 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Unified School District | Lockhart Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,528.00 (+315%) | ||
| 2025 | $385,964 (+21.6%) | $447,320 (-0.86%) Land $230,770 Building $216,550 | |
| 2024 | $1,573.00 (+31.96%) | ||
| 2023 | $1,192.00 (-50.33%) Homeowner's exemption Senior Citizen's exemption | $317,416 Land $227,740 Building $223,460 | $451,200 Land $227,740 Building $223,460 |
| 2022 | $2,400.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 70% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAXWELL SUD serves 16,104 people · EPA ID TX0280003 |
|---|---|
| Water Source | Purchased surface water from CRWA HAYS CALDWELL WTP |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Spry Air Fiber Fixed Wireless | 250 / 50 |
May also be available: VTX Communications.
5G (outdoors only) and 4G LTE
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