Black Hawk County property record for 720 Prospect Blvd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,098 sqft · built 1942 |
| Lot Size | 0.563 acres (24,510 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,924 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-34-328-005 |
| Primary APN | 8913-34-328-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,098 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Finished Basement | 625 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 24,510 sqft (0.563 acres) |
| Lot Dimensions | 228 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 888 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 278 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 720 PROSPECT BLVD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-3938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROSPECT HILLS ADDITION PART OF LOTS 122 AND 123 COM AT SW COR LOT 123 TH NWLY ALONG WLY LINE TO SWLY COR LOT 122 TH ELY TO |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 34 |
| Legal Subdivision | PROSPECT HILLS ADDITION |
| Legal Lot Number | 122,123 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 1400 |
720 Prospect Blvd, a single family home, is owned by an individual.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8037 ACKER RD, WATERLOO, IA 50701-9281 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 720 Prospect Blvd was $9,924, up 41.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,924.00 (+41.09%) | $486,240 Land $44,080 Building $442,160 | $486,240 Land $44,080 Building $442,160 |
| 2024 | $7,034.00 | ||
| 2023 | $324,240 (+19.23%) Land $44,080 Building $280,160 | $324,240 Land $44,080 Building $280,160 | |
| 2022 | $5,778.00 Homeowner's exemption | $271,950 Land $44,080 Building $227,870 | |
| 2021 | $271,950 Land $44,080 Building $227,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 720 Prospect Blvd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 720 Prospect Blvd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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