720 Prado Cir, Key West, FL 33040 Property Records

Monroe County property record for 720 Prado Cir, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 2004
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$759,000 (Jul 2021)
Tax Bill	$6,575 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00149750-000000`

Property Details

APN / Parcel Number

Primary APN	`00149750-000000`
Alternative APNs	`22672600149750000000` `1194875`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,592 sqft Living Area
1st Floor Area	1,592 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,500 sqft (0.172 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	208 sqft
Patio Area	396 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1194875
Old Parcel Number	22672600149750000000
Street Address	720 PRADO CIR
City	KEY WEST
State	FL
Zip	33040-7601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2 LOT 18 COPPITT SUB AMENDED PLAT PB4-50 BIG COPPITT KEY OR534-919 OR602-753 OR808-382 OR624-168 OR625-692 OR740-233
Legal Range	26E
Legal Township	67S
Legal Section	22
Legal Subdivision	COPPITT SUBD AMD
Legal Block	2
Legal Lot Number	18
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2008
Census Tract	971700

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	720 PRADO CIR, KEY WEST, FL 33040-7601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Warranty Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
May 12, 2020	Warranty Deed, Transfer · FHA Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2021 · Amount on Record
Deed Sale	Jul 27, 2021 · Amount on Record
Prior Sale	May 12, 2020 · Amount on Record
Deed Document Number	2332029
Deed Book / Page	3115 / 418
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 27, 2021
Property Address	720 PRADO CIR, KEY WEST, FL 33040-7601
Document Number	0031150418
Book / Page	3115 / 418
Map Reference	MB 4 PG 50
Instrument Date	Jul 23, 2021
Instrument	2332029
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,313.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17741 WOODLAND CT, 17741, PUNTA GORDA, FL 33982-5101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 PRADO CIR, KEY WEST, FL 33040-7601

Mortgage

Document Number	3115420
Date	Jul 27, 2021
Instrument	3115/420

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 12, 2020
Property Address	720 PRADO CIR, KEY WEST, FL 33040-7601
Document Number	0030220100
Book / Page	003022 / 000100
Instrument Date	Apr 30, 2020
Instrument	2265785
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,955.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 7TH AVE KEY WEST FL 330405816, KEY WEST, FL 33040-5816

Mortgage

Document Number	30220102
Date	May 12, 2020
Book Page	003022/000102
Instrument	2265786

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$734,874 (+4.49%) Land $420,000 Building $314,874	$734,874 (+1.17%) Land $420,000 Building $314,874
2024	$6,575.00 (+3.89%)
2023	$6,329.00 (+2.71%) Homeowner's exemption	$703,325 (+3%)	$726,344 (+6.37%) Land $436,875 Building $289,469
2022	$6,162.00 Homeowner's exemption	$682,840 Land $390,000 Building $292,840	$682,840 Land $390,000 Building $292,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 203 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	203 in force
Nearby Flood Claims	296 (1980–2020)
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 51 claims Hurricane Wilma, Oct 2005 · 166 claims Hurricane Georges, Sep 1998 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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