720 Portage Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 720 Portage Ave, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,265 sqft · built 1900
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Mar 2021)
Tax Bill$2,881 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN051-150-025-00

Property Details

APN / Parcel Number

Primary APN051-150-025-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,265 sqft Living Area
1st Floor Area1,241 sqft
Basement Area1,081 sqft
Unfinished Basement950 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions102 ft deep x 69 ft wide
Garage Area352 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address720 PORTAGE AVE
CityTHREE RIVERS
StateMI
Zip49093-1470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionPART OF LOTS 6 & 7 BLK 3 BEG AT NE COR OF LOT 6 TH SW'LY ALG W'LY LN OF PORTAGE AVE TO A PT 10 FT SW'LY FROM SE COR OF LOT 6
Legal SubdivisionCITY OF THREE RIVERS
Legal Block3
Legal Lot Number6-7
JurisdictionST JOSEPH MI
Township / Civil DivisionTHREE RIVERS
Census Block Group3
Census Block3005
Census Tract40100

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address720 PORTAGE AVE, THREE RIVERS, MI 49093-1470
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2021 · Amount on Record
Deed SaleMar 16, 2021 · Amount on Record
Deed Document Number20212661
Prior Transfer DateFeb 3, 2015
Prior Transfer Doc1776000333
Record UpdatedSep 20, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateMar 16, 2021
Property Address720 PORTAGE AVE, THREE RIVERS, MI 49093-1470
Document Number2021002661
Instrument DateMar 12, 2021
Instrument2021002661
Transaction TypeTransfer
Record UpdatedJul 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$937.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address720 PORTAGE AVE, 720, THREE RIVERS, MI 49093-1470

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 W WHEELER ST, THREE RIVERS, MI 49093-2409

Mortgage

DateMar 16, 2021
Lender
NameMEMBER FIRST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$79,900 (+34.29%) Land $3,900 Building $76,000$159,800 (+34.29%) Land $7,800 Building $152,000
2025$2,881.00 (+13.34%) Homeowner's exemption
2023$59,500 Land $3,100 Building $56,400$119,000 Land $6,200 Building $112,800
2022$2,542.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1982–2020)
Most Recent ClaimMay 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE RIVERS
serves 7,905 people · EPA ID MI0006610
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

May also be available: T-Mobile.

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