720 Plum Creek Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 720 Plum Creek Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,771 sqft · built 2002
Lot Size	0.137 acres (5,965 sqft)
Owner	2 Individual Names on File
Last Sale	$479,000 (Jan 2018)
Tax Bill	$7,153 (2025)
Deeds & Mortgages	May 2025 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-1910-030-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1910-030-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,771 sqft Living Area
1st Floor Area	1,005 sqft
2nd Floor Area	766 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	5,965 sqft (0.137 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	720 PLUM CREEK CT
City	FOLSOM
State	CA
Zip	95630-6155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (S
Legal Description	EMPIRE RANCH VILLAGE 39, LOT 30
Legal Subdivision	EMPIRE RANCH VILLAGE 39
Legal Lot Number	30
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1025
Census Tract	8512

Owner

720 Plum Creek Ct is owned and occupied by two individuals who bought it in January 2018.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	720 PLUM CREEK CT, FOLSOM, CA 95630-6155
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2025	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Oct 5, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Jan 10, 2018	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2018 · Amount on File
Deed Sale	Jan 10, 2018 · Amount on File
Prior Sale	Jan 5, 2010 · Amount on File
Deed Book / Page	20180110 / 981
Prior Transfer Date	Sep 22, 2015
Prior Transfer Doc	0000000950
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	720 PLUM CREEK CT, FOLSOM, CA 95630-6155
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 PLUM CREEK CT, FOLSOM, CA 95630-6155

Mortgage

Document Number	0000000351
Date	May 12, 2025
Instrument	202505120351

Lender

Name	LOANCARE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	273 Months
Due	Feb 1, 2048

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	720 PLUM CREEK CT, FOLSOM, CA 95630-6155
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 PLUM CREEK CT, FOLSOM, CA 95630-6155

Mortgage

Document Number	0000000841
Date	Oct 5, 2022
Instrument	2022100500841

Lender

Name	LOANCARE LLC
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	304 Months
Due	Feb 1, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 10, 2018
Property Address	720 PLUM CREEK CT, FOLSOM, CA 95630-6155
Document Number	1801100981
Instrument Date	Jan 5, 2018
Instrument	1801100981
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	INTERCOUNTY TITLE, INTER-COUNTY TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$527.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 PLUM CREEK CT FOLSOM CA 956306155, FOLSOM, CA 95630-6155

Mortgage

Document Number	1801100982
Date	Jan 10, 2018
Instrument	1801100982

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 720 Plum Creek Ct was $7,153, down 9.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$555,914 (+2%) Land $197,297 Building $358,617
2025	$7,153.00 (-9.55%)	$545,015 Land $193,429 Building $351,586
2024	$7,908.00 (+15.87%)
2023	$6,825.00 (+1.1%)	$523,854 Land $185,919 Building $337,935
2022	$6,751.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 720 Plum Creek Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Plum Creek Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Succeed.Net.

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